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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)

https://meral.edu.mm/records/11839
https://meral.edu.mm/records/11839
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b87a4493-ac5c-4c47-a240-e7a9d4c18fbe
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May May Myat Thaw MBFII-33 MBF 5th Batch.pdf (870 KB)
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Title
Title Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)
Language en
Publication date 2025-06-01
Authors
May Myat Thaw
Description
The study aimed to examine the loan portfolio management practice effect on
the financial performance of uab Bank. By employing quantitative research method, the
study attempts to achieve this objective. Primary data was collected through structured
questionnaires distributed to 92 respondents selected through simple random sampling
from employees working in the Corporate Banking, SME Banking, and Consumer
Banking departments of uab Bank. The study found that most employees have a high
perception of the loan portfolio management practices. According to the regression
analysis, loan portfolio management had a significant effect on the financial
performance of uab Bank. Among the practices, credit risk management had the largest
effect, followed by loan portfolio planning, loan monitoring, and loan appraisal in
improving financial performance. Since credit risk management made the largest
contribution to financial performance, the bank should ensure to implement clear
policies for managing default risk and diversify its loan portfolio to minimize
concentration risk across specific sectors and borrower segments.
Thesis/dissertations
Yangon University of Economics
Prof. Dr. Aye Thu Htun
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