MERAL Myanmar Education Research and Learning Portal
Item
{"_buckets": {"deposit": "b87a4493-ac5c-4c47-a240-e7a9d4c18fbe"}, "_deposit": {"created_by": 20, "id": "11839", "owner": "20", "owners": [20], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "11839"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00011839", "sets": ["1582963436320"]}, "author_link": [], "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "The study aimed to examine the loan portfolio management practice effect on\nthe financial performance of uab Bank. By employing quantitative research method, the\nstudy attempts to achieve this objective. Primary data was collected through structured\nquestionnaires distributed to 92 respondents selected through simple random sampling\nfrom employees working in the Corporate Banking, SME Banking, and Consumer\nBanking departments of uab Bank. The study found that most employees have a high\nperception of the loan portfolio management practices. According to the regression\nanalysis, loan portfolio management had a significant effect on the financial\nperformance of uab Bank. Among the practices, credit risk management had the largest\neffect, followed by loan portfolio planning, loan monitoring, and loan appraisal in\nimproving financial performance. Since credit risk management made the largest\ncontribution to financial performance, the bank should ensure to implement clear\npolicies for managing default risk and diversify its loan portfolio to minimize\nconcentration risk across specific sectors and borrower segments."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2025-10-03"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "May Myat Thaw MBFII-33 MBF 5th Batch.pdf", "filesize": [{"value": "870 KB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 870000.0, "url": {"url": "https://meral.edu.mm/record/11839/files/May Myat Thaw MBFII-33 MBF 5th Batch.pdf"}, "version_id": "81b1bd61-5683-47dc-a6e1-d150fbae3fb7"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Prof. Dr. Aye Thu Htun"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "May Myat Thaw"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2025-06-01"}, "item_title": "Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)", "item_type_id": "21", "owner": "20", "path": ["1582963436320", "1582965701379"], "permalink_uri": "https://meral.edu.mm/records/11839", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2025-10-03"}, "publish_date": "2025-10-03", "publish_status": "0", "recid": "11839", "relation": {}, "relation_version_is_last": true, "title": ["Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)"], "weko_shared_id": -1}
Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025)
https://meral.edu.mm/records/11839
https://meral.edu.mm/records/118396a49ccb8-c5a2-461b-8ebe-2aeaaf1adef5
b87a4493-ac5c-4c47-a240-e7a9d4c18fbe
| Name / File | License | Actions |
|---|---|---|
|
|
| Publication type | ||||||
|---|---|---|---|---|---|---|
| Thesis | ||||||
| Upload type | ||||||
| Other | ||||||
| Title | ||||||
| Title | Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025) | |||||
| Language | en | |||||
| Publication date | 2025-06-01 | |||||
| Authors | ||||||
| May Myat Thaw | ||||||
| Description | ||||||
| The study aimed to examine the loan portfolio management practice effect on the financial performance of uab Bank. By employing quantitative research method, the study attempts to achieve this objective. Primary data was collected through structured questionnaires distributed to 92 respondents selected through simple random sampling from employees working in the Corporate Banking, SME Banking, and Consumer Banking departments of uab Bank. The study found that most employees have a high perception of the loan portfolio management practices. According to the regression analysis, loan portfolio management had a significant effect on the financial performance of uab Bank. Among the practices, credit risk management had the largest effect, followed by loan portfolio planning, loan monitoring, and loan appraisal in improving financial performance. Since credit risk management made the largest contribution to financial performance, the bank should ensure to implement clear policies for managing default risk and diversify its loan portfolio to minimize concentration risk across specific sectors and borrower segments. |
||||||
| Thesis/dissertations | ||||||
| Yangon University of Economics | ||||||
| Prof. Dr. Aye Thu Htun | ||||||