{"_buckets": {"deposit": "35acddd5-803b-4231-a267-e2673e97ac0c"}, "_deposit": {"created_by": 20, "id": "9882", "owner": "20", "owners": [20], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "9882"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00009882"}, "author_link": [], "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "Barriers Influencing Digital Payment Intention to Adoption by MSME Owners.  (Phyo Pyae Sone Win, 2024)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "The study mainly focuses on the barriers influencing the intention to adopt \ndigital payments among MSMEs in the Pathein region. The quantitative research \nmethod was used in this study. The primary data were collected from 283 out of 969 \nMSME owners with structured questionnaires. The secondary data were sourced from \nrelevant textbooks, digital payment reports, previously conducted research papers, \ninternet websites, and articles on Linkedin. This survey focuses on 210 MSMEs owners \nwho already adopted digital payment with barriers. The structured questionnaires used \na 5-point Likert scale to determine the level of agreement with various statements. The \nmultiple regression analysis was used in this study. According to the result, multiple \nregression analysis showed that image and information barriers significantly and \nnegatively affect digital payment adoption. The continuous adoption of digital \npayments among MSME owners cannot be successful if image and information barriers \nremain high. Banks and digital payment organizations should prioritize building a \npositive image and developing educational campaigns for MSME owners highlighting \ndigital payments\u0027 benefits and security. Additionally, banks and digital payment \norganizations should share more information about promotions and the benefits of \nadopting digital payments. Bankers and employees should communicate better with \nMSME owners and show positive behavior to encourage the continuous adoption of \ndigital payments."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2024-09-27"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Phyo Pyae Sone Win,EMBF-13, 9th Batch.pdf", "filesize": [{"value": "1.9 MB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 1900000.0, "url": {"url": "https://meral.edu.mm/record/9882/files/Phyo Pyae Sone Win,EMBF-13, 9th Batch.pdf"}, "version_id": "f5b6d256-d908-41e1-859a-8ef2bfaf99e6"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Dr. Aye Thanda Soe"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Phyo Pyae Sone Win"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2024-06-01"}, "item_title": "Barriers Influencing Digital Payment Intention to Adoption by MSME Owners.  (Phyo Pyae Sone Win, 2024)", "item_type_id": "21", "owner": "20", "path": ["1582965701379"], "permalink_uri": "https://meral.edu.mm/records/9882", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2024-09-27"}, "publish_date": "2024-09-27", "publish_status": "0", "recid": "9882", "relation": {}, "relation_version_is_last": true, "title": ["Barriers Influencing Digital Payment Intention to Adoption by MSME Owners.  (Phyo Pyae Sone Win, 2024)"], "weko_shared_id": -1}