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    • Co-operative College, Mandalay
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Item

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This study was using both primary and secondary data which taken from different websites, research papers, working papers and NGOs reports etc.; and primary data was enumerated from a field survey in target region, Sin Min Agricultural and General Trading Co-operative Society Ltd., \nSin Tat Village, Sagaing Township, Sagaing Region. The major findings of the study indicate that the members can use high proportion of loan for starting a new business or for expanding the existing business and for their children\u0027s education even though majority of women\u0027s literacy levels are very low, most of the respondents are spending loan without waste, they are expecting to extend more and to get lager amount of loans, and they want to get secondary income to improve their living standard, it is found that microfinance improved the literacy levels of the children of the respondents. And members are also getting socio-economic development after getting microfinance as 39 percent of the respondents reported that poverty level has reduced by participating in microfinance program. In addition, the microfinance program of co-operative societies has a positive impact on overall welfare of the members. 100% of respondents said that they surely get satisfaction on interest rate upon loan which is set by Sin Min Agricultural and General Trading Co-operative Society Ltd. 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The Role of Co-operative Microfinance in the Socio-economic Development of Members: A Case Study of Sin Min Agricultural and General Trading Co-operative Society Ltd., Sin Tat Village, Sagaing Township

https://meral.edu.mm/records/9762
2875f94d-8ff9-47cb-86d4-f0f4b307a6ab
1943dfff-199e-45a6-844d-d4eb7f8cb87c
None
Name / File License Actions
_13_Vol_9_No_2_The_Role_of_Co-operative_Microfinance_in_the_Socio-economic_Development_of_Members.pdf _13_Vol_9_No_2_The_Role_of_Co-operative_Microfinance_in_the_Socio-economic_Development_of_Members.pdf (647 KB)
Publication type
Journal article
Upload type
Publication
Title
Title The Role of Co-operative Microfinance in the Socio-economic Development of Members: A Case Study of Sin Min Agricultural and General Trading Co-operative Society Ltd., Sin Tat Village, Sagaing Township
Language en
Publication date 2022-02-28
Authors
Daw Soe Yu Nwe
Description
The major objective of this research is to study the role of microfinance in socio-economic development of members and the
performance of Sin Min Agricultural and General Trading Co-operative Society Ltd. This study was using both primary and secondary data which taken from different websites, research papers, working papers and NGOs reports etc.; and primary data was enumerated from a field survey in target region, Sin Min Agricultural and General Trading Co-operative Society Ltd.,
Sin Tat Village, Sagaing Township, Sagaing Region. The major findings of the study indicate that the members can use high proportion of loan for starting a new business or for expanding the existing business and for their children's education even though majority of women's literacy levels are very low, most of the respondents are spending loan without waste, they are expecting to extend more and to get lager amount of loans, and they want to get secondary income to improve their living standard, it is found that microfinance improved the literacy levels of the children of the respondents. And members are also getting socio-economic development after getting microfinance as 39 percent of the respondents reported that poverty level has reduced by participating in microfinance program. In addition, the microfinance program of co-operative societies has a positive impact on overall welfare of the members. 100% of respondents said that they surely get satisfaction on interest rate upon loan which is set by Sin Min Agricultural and General Trading Co-operative Society Ltd. Since, co-operative societies’ microfinance program is important to the members, it is recommended that the loans should be extended for members who used it actually at the beginning of their business and also the amount of loan should be extended for them.
Keywords
Co-operative microfinance, socio-economic development, members, loan
Journal articles
The Myanmar Journal
181-190 p.
Volume 9,No 2
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