{"_buckets": {"deposit": "927cf6ea-566b-4830-97ea-4643da86b675"}, "_deposit": {"created_by": 20, "id": "9097", "owner": "20", "owners": [20], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "9097"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00009097", "sets": ["1582963436320"]}, "author_link": [], "control_number": "9097", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "The Effect of credit Assessment Practices on SMEs Loan Performance At KBZ Bank (Ni Ni Aye, 2023)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "This study aimed to identify the credit assessment practices of SMEs loan at KBZ Bank, analyze the effect of credit assessment practices on SMEs loan performance at KBZ Bank and analyze the moderating effect of loan tenure on the relationship between credit assessment practices and SMEs loan performance at KBZ Bank. Simple random sampling method is used to select 115 bank staff out of 135 staff working in SME credit function at KBZ Head Office. The descriptive statistics and multiple linear regression were used in the study. Secondary data were collected from various sources such as textbooks, previous research papers, journals, and relevant documents of KBZ Bank official websites. The study found that credit risk identification and credit risk monitoring had significantly and positively effect on SMEs loan performance in the analysis of the effect of credit assessment practices on SMEs loan performance. There was no effect of credit risk analysis and appraisal and credit approval on SMEs loan performance at KBZ Bank. When the moderating effect of loan tenure on the relationship between credit assessment practices and SMEs loan performance at KBZ Bank was analyzed, there was positive significant moderating effect of loan tenure on relationship between two credit assessment practices (credit risk analysis and appraisal and credit risk monitoring) and SMEs loan performance. The study recommended that KBZ Bank should review its credit assessment practices to ensure they are thoroughly and consistently applied in all SME loan applications. This will help to reduce the risk of non-performing loans and improve loan performance."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2023-11-02"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Ni Ni Aye,EMBF-40,8th Batch.pdf", "filesize": [{"value": "1.4 MB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 1400000.0, "url": {"url": "https://meral.edu.mm/record/9097/files/Ni Ni Aye,EMBF-40,8th Batch.pdf"}, "version_id": "be76762d-29ae-4a7e-b8db-d140137559be"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Dr. Thynn Thynn Myint"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Ni Ni Aye"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2023-08-01"}, "item_title": "The Effect of credit Assessment Practices on SMEs Loan Performance At KBZ Bank (Ni Ni Aye, 2023)", "item_type_id": "21", "owner": "20", "path": ["1582963436320", "1582965701379"], "permalink_uri": "https://meral.edu.mm/records/9097", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2023-11-02"}, "publish_date": "2023-11-02", "publish_status": "0", "recid": "9097", "relation": {}, "relation_version_is_last": true, "title": ["The Effect of credit Assessment Practices on SMEs Loan Performance At KBZ Bank (Ni Ni Aye, 2023)"], "weko_shared_id": -1}