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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. M.Com

Agricultural Credit Accessibility and Its Effects on Farm Performance in Shwegyin TownShip (Ma Ei Thandar Lwin, 2018)

https://meral.edu.mm/records/8894
https://meral.edu.mm/records/8894
04d47a8d-0166-4244-83ee-315ed508eb3a
5e01ead4-c330-4fbd-93b2-d45a4d55e1c3
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Title
Title Agricultural Credit Accessibility and Its Effects on Farm Performance in Shwegyin TownShip (Ma Ei Thandar Lwin, 2018)
Language en
Publication date 2018-06-01
Authors
Ei Thandar Lwin
Description
This study aims to identify Myanma Agricultural Development Bank credit
policy and to analyze agricultural credit accessibility and its effects on farm
performance in Shrvegyin Township. This research used both primary and secondary
data. The primary data were collected by interviewing with farmers from 3 groups of
villages. The sample size includes 132 farmers (30% of the total farmers of each
village). Survey was conducted by using structured questionnaires. Descriptive
analysis and multiple regression method are used. According to diScussion with
responsible persons from MADB, the bank is providing loan with the follou,ing
objectives: to farmers to promote rural banking, to encourage saving habit, to support
socioeconomic development, to cultivate habit of using banking services and to
develop banking seryices rvhich are set up by MADB policy. According to the farmer
survey, the household size of the respondent is from 2 to7 members. Average
numbers of farmers are 2 farmers. Duration of farming experience is from 11 to 20
years and their main source of earning is fanning. Their living standard is above
average level possessing owned home, motorcycle and almost they owned farmland
and cows. The cultivated acre is 12 acres maximum andl acre minimum. Average
paddy yield per acre is round about 60 bushels per acre. They borrowed from loan
from MADB and some also obtain loan from other organizations. Hou,ever, most of
farmers received loan only after farming period. More than half of farmers covered
about fifty percent loan sufficient rate. According to multiple regression analysis,
number of cows, ownership of water-pump, loan coverage percent and period of loan
received are significantly related u,ith paddy yield per acre. The finding showed that
the effect of loan coverage percent and period of loan received is greatest on paddy
yield per acre. Therefore, agricultural credit should be pror,ided to farmers sufficiently
and timely manner
Thesis/dissertations
Yangon University of Economics
Dr. Daw Tin Tin Htwe
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