MERAL Myanmar Education Research and Learning Portal
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Agricultural Credit Accessibility and Its Effects on Farm Performance in Shwegyin TownShip (Ma Ei Thandar Lwin, 2018)
https://meral.edu.mm/records/8894
https://meral.edu.mm/records/889404d47a8d-0166-4244-83ee-315ed508eb3a
5e01ead4-c330-4fbd-93b2-d45a4d55e1c3
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Ei Thandar Lwin,M.Com-8.pdf (5.1 MB)
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Title | ||||||
Title | Agricultural Credit Accessibility and Its Effects on Farm Performance in Shwegyin TownShip (Ma Ei Thandar Lwin, 2018) | |||||
Language | en | |||||
Publication date | 2018-06-01 | |||||
Authors | ||||||
Ei Thandar Lwin | ||||||
Description | ||||||
This study aims to identify Myanma Agricultural Development Bank credit policy and to analyze agricultural credit accessibility and its effects on farm performance in Shrvegyin Township. This research used both primary and secondary data. The primary data were collected by interviewing with farmers from 3 groups of villages. The sample size includes 132 farmers (30% of the total farmers of each village). Survey was conducted by using structured questionnaires. Descriptive analysis and multiple regression method are used. According to diScussion with responsible persons from MADB, the bank is providing loan with the follou,ing objectives: to farmers to promote rural banking, to encourage saving habit, to support socioeconomic development, to cultivate habit of using banking services and to develop banking seryices rvhich are set up by MADB policy. According to the farmer survey, the household size of the respondent is from 2 to7 members. Average numbers of farmers are 2 farmers. Duration of farming experience is from 11 to 20 years and their main source of earning is fanning. Their living standard is above average level possessing owned home, motorcycle and almost they owned farmland and cows. The cultivated acre is 12 acres maximum andl acre minimum. Average paddy yield per acre is round about 60 bushels per acre. They borrowed from loan from MADB and some also obtain loan from other organizations. Hou,ever, most of farmers received loan only after farming period. More than half of farmers covered about fifty percent loan sufficient rate. According to multiple regression analysis, number of cows, ownership of water-pump, loan coverage percent and period of loan received are significantly related u,ith paddy yield per acre. The finding showed that the effect of loan coverage percent and period of loan received is greatest on paddy yield per acre. Therefore, agricultural credit should be pror,ided to farmers sufficiently and timely manner |
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Thesis/dissertations | ||||||
Yangon University of Economics | ||||||
Dr. Daw Tin Tin Htwe |