MERAL Myanmar Education Research and Learning Portal
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Effect of Microfinance Services on Socio-Economic Status of Local Households in Dala Township
https://meral.edu.mm/records/8781
https://meral.edu.mm/records/8781245e5b43-a5ef-43f9-b362-e6d1cad7d809
f02cb24b-6e4f-4f60-a689-64b8e97866bf
Name / File | License | Actions |
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Darly Lin Aung, EMBF-7, 7th Batch.pdf (756 KB)
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Title | ||||||
Title | Effect of Microfinance Services on Socio-Economic Status of Local Households in Dala Township | |||||
Language | en | |||||
Publication date | 2023-01-01 | |||||
Authors | ||||||
Darly Lin Aung | ||||||
Description | ||||||
This study analyzed the effects of microfinance services on households in Dala Township. The study used both primary and secondary data sources. Primary data were collected by interviewing with the use of structured questionnaire. Targeted MFIs’ clients are from urban area of the Dala Township. A Sample size of 395 household units were selected by using simple random sampling method. This study applied regression analysis and descriptive statistics. Microfinance services considered in a study are measured by micro credit, micro saving, micro insurance, social and business training. According to the regression results, all the microfinance services positively affect on socio – economic benefits of the clients. The results also indicated that micro credit services had mostly affected on socio – economic status of household units, and followed by social and business training. As regarding the affecting social conditions of clients, the results point out that they could take care of the health of their family members. As an economic condition, they enhance the family income level and selling goods for their business. Therefore, this study suggested that MFIs should emphasize to provide efficient and effective loan products, saving, insurance scheme, training with skillset development to improve the economic and social benefits of the household units as a whole. |
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Thesis/dissertations | ||||||
Yangon University of Economics | ||||||
Dr. Tin Tin Htwe |