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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Effect of Microfinance Services on Socio-Economic Status of Local Households in Dala Township

https://meral.edu.mm/records/8781
https://meral.edu.mm/records/8781
245e5b43-a5ef-43f9-b362-e6d1cad7d809
f02cb24b-6e4f-4f60-a689-64b8e97866bf
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Darly Darly Lin Aung, EMBF-7, 7th Batch.pdf (756 KB)
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Title
Title Effect of Microfinance Services on Socio-Economic Status of Local Households in Dala Township
Language en
Publication date 2023-01-01
Authors
Darly Lin Aung
Description
This study analyzed the effects of microfinance services on households in Dala
Township. The study used both primary and secondary data sources. Primary data were
collected by interviewing with the use of structured questionnaire. Targeted MFIs’
clients are from urban area of the Dala Township. A Sample size of 395 household units
were selected by using simple random sampling method. This study applied regression
analysis and descriptive statistics. Microfinance services considered in a study are
measured by micro credit, micro saving, micro insurance, social and business training.
According to the regression results, all the microfinance services positively affect on
socio – economic benefits of the clients. The results also indicated that micro credit
services had mostly affected on socio – economic status of household units, and
followed by social and business training. As regarding the affecting social conditions
of clients, the results point out that they could take care of the health of their family
members. As an economic condition, they enhance the family income level and selling
goods for their business. Therefore, this study suggested that MFIs should emphasize
to provide efficient and effective loan products, saving, insurance scheme, training with
skillset development to improve the economic and social benefits of the household units
as a whole.
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
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