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Determinants of Saving Behavior of MBF Students at Yangon University of Economics ( Shwe Zin Tun, 2023)

https://meral.edu.mm/records/8732
5b1d269f-3efc-430a-a0c1-06c40d23cc9c
0abaa468-d476-4c03-a25f-84b551bd9a20
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Shwe Shwe Zin Tun (EMBF-53), 7th Batch.pdf (999 KB)
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Thesis
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Title
Title Determinants of Saving Behavior of MBF Students at Yangon University of Economics ( Shwe Zin Tun, 2023)
Language en
Publication date 2023-01-01
Authors
Shwe Zin Tun
Description
The objectives of the study are to analyze the determinants on saving behavior of
MBF students and to examine the mediation effect of financial attitude on the relationship
between financial literacy and saving behavior of them. Both primary and secondary data
are applied to meet the objectives. The primary data has got from survey by using simple
random sample method. Sample size represents 79% of the total MBF students who are
currently study in YUE from 2018 to 2022. Secondary data are collected thesis from library,
journals, research papers from internet and related information resources. The descriptive
and multiple linear regression analysis methods are used. There are six independent
variables namely family factor, peer factor, self-dominance, saving motive, trust in banks
and financial literacy are determinants on saving behavior. Based on the results of multiple
regression analysis which found that saving motive, trust in banks and financial literacy,
family factor and peer factor have positively significant on saving behavior. In addition,
among the six independent variables, saving motive is the greatest contribution to increase
saving behavior of MBF students in YUE. Furthermore, the study reveals that financial
attitude has no mediation effect on the relationship between financial literacy and saving
behavior. Nowadays, the banking industries are facing a rapidly changing market, new
technologies, economic uncertainties, increasing competition. As a consequence, policy
makers should develop several strategies to influence whether and how individual sound
saving decisions.
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
0
0
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