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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

The Effect of Credit Management Practices on Bank Performance (Case Study on Myanmar Oriential Bank-MOB) (Wai Lynn, 2022)

https://meral.edu.mm/records/8520
https://meral.edu.mm/records/8520
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e1df62a4-628b-4747-9d94-93087a79f222
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Wai Wai Lynn, Roll No.72, MBF(Day) 2nd Batch, 31-10-22.pdf (536 KB)
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Title
Title The Effect of Credit Management Practices on Bank Performance (Case Study on Myanmar Oriential Bank-MOB) (Wai Lynn, 2022)
Language en
Publication date 2022-10-01
Authors
Wai Lynn
Description
The main objectives of the study are to identify the credit management
practices of MOB Bank and to examine the effect of credit management practices on
performance of MOB Bank. This research used both primary data and secondary data.
The primary data is collected by using structured questionnaires and used descriptive
analysis. The questionnaires have been distributed to 200 employees out of 500
employees (40% of population size). The questionnaires are distributed through
respondents who are chosen from the top and middle-level management of Head
Office and branches using a simple random sampling method. Multiple Regression
Analysis is used to know the effect of credit management practices on performance of
MOB Bank. According to the result, the three credit management practices (collection
policy, client appraisal and credit risk control) positively and significantly affect the
performance of MOB Bank. Credit terms are not effect on performance of bank. This
study recommends that MOB Bank can enhance its credit practices by creating profile
assessment database of prospective and current borrowers and guarantors who can
help to minimize non-performing loan and hence it can improve its bank performance.
This study concludes that credit management practices have a great extent to promote
the performance of MOB Bank thus it may drive to gain competitive position in the
industry.
Thesis/dissertations
Yangon University of Economics
Dr. Mya Thett Oo
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