{"_buckets": {"deposit": "d1083aa7-08ee-4811-bbc9-aae657aab107"}, "_deposit": {"created_by": 20, "id": "8519", "owner": "20", "owners": [20], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "8519"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00008519", "sets": ["1582963436320"]}, "author_link": [], "control_number": "8519", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "Factor Influrancing Financial Access of SMEs Toward Private Commerival Banks ( Tun Aung Kyaw, 2022)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "This study attempts to analyze the factors influencing financial access of SMEs towards\nprivate commercial banks in Yangon region. There are many influencing factors to get financing\nfrom the private commercial banks by SMEs and these factors are important in growth and\ndevelopment of the SMEs. In this study, the seven influencing factors are considered which one\nrelationship of enterprise with bank, collateral, capacity of SMEs, size of SME, business plan of\nSMEs, qualification of SME owner and financial transparency. There are eleven banks that receive\nSME loans in Myanmar, out of which three big banks will be selected and surveyed. The target\npopulation 30% of the SME owner by doing sample random sampling. Primary data are collected\nthrough research questionnaires on five-point likert scale with Google form and printed form.\nDescriptive research method, quantitative research approach and regression analysis were mainly\nused of the research methods in interpretation of the collected information. The study finds out the\nhigher agreement of the selected influencing factors from SME owners with regards to access to\nfinance. Based on the linear regression analysis result of the only four variables, namely collateral,\ncapacity of SMEs, qualification of SME owner and financial transparency show significant\nvariation in access to finance. The finding strongly recommends that SMEs should have a good\nunderstanding on collateral requirements, need to develop the capacity of SME by both in skillful\nemployees and turnover, need to develop the management quality of the SME owner and need to\nhave thorough and concise financial transparency to get access to finance from private commercial\nbanks. The implication of the finding is that SME owners in Yangon region, stakeholders in SME\nindustry and private commercial banks have a chance of understanding and identifying to promote\naccess to finance by reviewing the influencing factors of financial access by SMEs to grow their\nbusinesses."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2022-12-24"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Tun Aung Kyaw, Roll No.71, MBF(Day) 2nd Batch, 2-11-22.pdf", "filesize": [{"value": "567 KB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 567000.0, "url": {"url": "https://meral.edu.mm/record/8519/files/Tun Aung Kyaw, Roll No.71, MBF(Day) 2nd Batch, 2-11-22.pdf"}, "version_id": "d31fed20-7c57-4692-9f53-d787cf1a08a7"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Dr. Thynn Thynn Myint"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Tun Aung Kyaw"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2022-10-01"}, "item_title": "Factor Influrancing Financial Access of SMEs Toward Private Commerival Banks ( Tun Aung Kyaw, 2022)", "item_type_id": "21", "owner": "20", "path": ["1582963436320", "1582965701379"], "permalink_uri": "https://meral.edu.mm/records/8519", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2022-12-24"}, "publish_date": "2022-12-24", "publish_status": "0", "recid": "8519", "relation": {}, "relation_version_is_last": true, "title": ["Factor Influrancing Financial Access of SMEs Toward Private Commerival Banks ( Tun Aung Kyaw, 2022)"], "weko_shared_id": -1}