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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Credit Loans Services of Aeon Microfinance on Social Economics of Women

https://meral.edu.mm/records/8512
https://meral.edu.mm/records/8512
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b120d067-dc53-4e35-961d-492ac1f411d3
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Nu Nu Htwe Myint, MBF-55,.pdf (1.3 MB)
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Title
Title Credit Loans Services of Aeon Microfinance on Social Economics of Women
Language en
Publication date 2022-10-01
Authors
Nu Htwe Myint
Description
The main objectives of this study are to identify the financial services of Aeon Microfinance Myanmar, to describe the Credit Loans of Aeon Microfinance Myanmar and to examine the effects of Credit Loans provided by Aeon Microfinance on Socio-Economic Conditions of Women. Primary data are acquired by collecting a structured questionnaire. Hlaing Tharyar township has 180 female clients. By Raosoft formula, 123 female clients (70% of total clients) are surveyed by systematic sampling technique. Majority of the respondents are female retailers using Aeon’s credit loans from 1 to 3 years. Regression result indicates that among seven credit loan services offered by Aeon Microfinance, six services (loan products, loan amounts & interest, loan terms, loan process & requirements, credit management and repayment/collection) have the significant positive effect on socio-economic conditions of women while compulsory saving does not have significant effect on socio-economic conditions of women. Among those significant financial services, loan product is most influencing factor on socio-economic conditions of women. It is suggested that Aeon Co., Ltd should pay top priority to product loans and offer more product loans according to the retailer business types. Aeon should monitor the increases of price and update reasonable loan amount and evaluate the loan terms for new client by referring the previous successful cases. In addition, Aeon should reduce the process and requirements during Covid-19 pandemic and arrange the seminars for existing or potential clients how the old customers manage their credits and business. Finally, Aeon should set the repayment collection schedule according to the business nature and abilities of clients
Thesis/dissertations
Yangon University of Economics
Dr. Thynn Thynn Myint
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