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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Follow Up and Recovery of Non-Performing Loan UAB Bank ( Aye Nu Nu Lwin, 2022)

https://meral.edu.mm/records/8500
https://meral.edu.mm/records/8500
952bde8d-2566-49a1-a63f-856c3ee56f59
3e54a529-5e32-4358-b7f9-a3bea5196188
None
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Aye Aye Nu Nu Lwin, MBF(Day)-2nd Batch,21-10-2022.pdf (407 KB)
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Thesis
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Title
Title Follow Up and Recovery of Non-Performing Loan UAB Bank ( Aye Nu Nu Lwin, 2022)
Language en
Publication date 2022-10-01
Authors
Aye Nu Nu Lwin
Description
This study focused to analyze the influencing factors on recovery of nonperforming
loan of UAB bank. The objectives of the study are to identify the nonperforming
loan follow up and recovery practices of UAB bank and to analyze the
influencing factors on recovery of non- performing loan of UAB bank. To achieve the
objectives, both primary and secondary data were used. The primary data was collected
by interviewing with 54 sample staff (75% of the staffs) in credit management
department of UAB bank. The 54 staff are selected by simple random sampling method
for the study. The factors considered are loan appraisal, credit policy, loan follow up
and recovery procedure and repayment plan. Regression analysis indicated two
practices of loan appraisal, loan follow up and recovery procedure influenced on
recovery of non-performing loan of UAB bank as the factors are significant. The study
suggested that the responsible persons should assess carefully the loan appraisal to
avoid the default loan and to upgrade the loan follow up and recovery procedure.
Moreover, management should review the existing credit policy and repayment plan of
the bank and must instruct to the credit officers and loan officers to follow the policy
and procedure. As the repayment plan, the bank should organize the collection agency,
hiring experienced lawyers and appointing skill full staff in the field of real estate to be
recovered of non-performing loan.
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
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