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Credit Accessibility of Shopkeepers in Dagon Myothit ( South) Township (Aung Saw Tun, 2022)

https://meral.edu.mm/records/8498
4d7df271-058e-4400-bd59-29f0051eca7c
9232dc35-c431-4aa3-966d-5392a0245ede
None
Name / File License Actions
Aung Aung Saw Tun, Roll No. 3, MBF(Day)2nd Bt., 31-10-22.pdf (442 KB)
Publication type
Thesis
Upload type
Other
Title
Title Credit Accessibility of Shopkeepers in Dagon Myothit ( South) Township (Aung Saw Tun, 2022)
Language en
Publication date 2022-10-01
Authors
Aung Saw Tun
Description
The purposes of this study are to identify the credit accessibility of
shopkeepers in Dagon Myothit (South) of Yangon and to analyze the most
influencing factors on the credit accessibility of shopkeepers in Dagon Myothit
(South) of Yangon. The method of study is based on quantitative method. This study
also applied descriptive research method. 343 shopkeepers (15% of the total) in
Dagon Myothit (South) township are selected by using simple random sampling
method. According to survey data, credit accessibility and shopkeepers get the high
score which means they could have high probability of accessing credit. Multiple
regression, it is found that financial knowledge influences on the credit accessibility.
From the data analysis, majority of the sampled respondents paid their bills on time,
they are able to evaluate financial products by different financial institutions, they
save and in general they were financially literate, therefore as a result they were able
to access credit. The study also recommends that before the awarding of credit to
shopkeepers, the financial institutions should conduct a financial literacy program to
educate the shopkeepers. Moreover they must also evaluate the reasons for
borrowings and financial capacity, financial character, and conditions of the
stockkeepers.
Thesis/dissertations
Yangon University of Economics
Dr. Chaw Su Aung
0
0
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