{"_buckets": {"deposit": "a20814ba-0d19-4a3b-9ac1-2dcdd55593aa"}, "_deposit": {"created_by": 21, "id": "8162", "owner": "21", "owners": [21], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "8162"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00008162", "sets": []}, "author_link": [], "control_number": "8162", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "The effect of financial literacy on access to finance of drivers in EMJ Travel Co., Ltd", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "A thesis paper submitted in partial fulfillment of the requirement for  the Degree of Master of Banking and Finance (MBF). This study seeks to explore relationship of the financial literacy and access to finance of drivers in EMJ Travel Co., Ltd. Description research method is used in this study. Primary data were collected by using survey questionnaires and in-depth interview with director, managers, staffs and drivers of EMJ Travel Co., Ltd. Secondary data were collected from travel agency records, relevant text books, reference books, research papers and internet websites. The sample size of 92 male drivers, was drawn from 120 employees. The questionnaires are composed of three factors: financial knowledge, financial skill and access to finance which are asked by using five Likert scales. According to the findings of this study, financial knowledge of employees from EMJ Travel Co., Ltd are well. Employees’ financial skills of the respondents are quite good. As the access to finance, most of employees are familiarized with the current financial services and banking products. Multiple Regression model explained very well relationship between financial knowledge and financial skills and access to finance at significant level. The more financial literacy for employee, the more access to finance for the drivers are viable. The paper suggested that travel companies and financial institutions such as banking institution, microfinance firm and insurance company should emphasize to have the public financial awareness in their respective area. To improve financial literacy and access to finance in Myanmar, the financial knowledge should be provided not only to the travel industry but also to the nationwide to be involved and participated in the financial sectors."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2022-01-18"}], "download_preview_message": "", "file_order": 0, "filename": "Phyu Phyu Tun MBF 56.pdf", "filesize": [{"value": "332 KB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 332000.0, "url": {"url": "https://meral.edu.mm/record/8162/files/Phyu Phyu Tun MBF 56.pdf"}, "version_id": "1c894f2c-b614-4c96-a70f-890b7c477d4c"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Daw Yee Yee Thein"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Phyu Phyu Tun"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_title": "The effect of financial literacy on access to finance of drivers in EMJ Travel Co., Ltd", "item_type_id": "21", "owner": "21", "path": ["1582965701379"], "permalink_uri": "https://meral.edu.mm/records/8162", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2022-01-18"}, "publish_date": "2022-01-18", "publish_status": "0", "recid": "8162", "relation": {}, "relation_version_is_last": true, "title": ["The effect of financial literacy on access to finance of drivers in EMJ Travel Co., Ltd"], "weko_shared_id": -1}