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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. International Conference Paper and Other Journal Artical

The Impact of Informal Group Saving on Household Welfare (A Case Study in Taungoo Township, Bago Region) (Htet Wai Myint & Tin Tin Htwe, 2020)

http://hdl.handle.net/20.500.12678/0000002772
http://hdl.handle.net/20.500.12678/0000002772
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7037868f-a4ee-4487-a619-6279cce5b15c
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Htet Htet Wai Myint, Tin Tin Htwe.pdf (385 Kb)
Publication type
Journal article
Upload type
Publication
Title
Title The Impact of Informal Group Saving on Household Welfare (A Case Study in Taungoo Township, Bago Region) (Htet Wai Myint & Tin Tin Htwe, 2020)
Language en
Publication date 2020-01-01
Authors
Htet Wai Myint
Tin Tin Htwe
Description
This study aims to identify the impact of informal group saving on household welfare especially in Toungoo Township. The objectives of this study are to identify the savings pattern of informal groups, and to examine the impact of informal group saving on the group members’ household welfare. This research used both primary and secondary data to achieve the above objectives. The primary data were collected by two-stage random sampling technique and by the use of structured questionnaire. The sample size is 110 respondents which was (5%) of households randomly selected from (3) quarters which was (10%) of urban area. The descriptive research methods and multiple regression model were used to analyze the impact of informal group saving on the group members’ household welfare in Taungoo Township. Individual characteristics, household characteristics, informal saving group characteristics are considered as independent factors. The household welfare was categorized by physical assets, social capital and human capital. The results show that the saving groups in the study areas are very strong with the size of group above 40 maximum group numbers,their duration of the membership over 10 years and their saving contribution 6 lakhs MMK while the return backed amount nearly 20 lakhs MMK maximum. Finally the study found that there are relationship between house holds characteristics and saving group and household welfare to the some extent. Therefore, he study suggested that the responsible financial institutions should focus the informal saving groups to be involved in formal financial sectors.
Keywords
Informal Group Saving
Journal articles
Yangon University of Economics, Nilar Yatu Hall
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