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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

SAVING BEHAVIOR OF GOVERNMENT STAFF FROM MYANMA ECONOMIC BANK

http://hdl.handle.net/20.500.12678/0000001717
http://hdl.handle.net/20.500.12678/0000001717
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af716fe7-6e6a-4a69-b729-0fb909419250
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Title
Title SAVING BEHAVIOR OF GOVERNMENT STAFF FROM MYANMA ECONOMIC BANK
Language en
Publication date 2019-10
Authors
KHIN KHIN HLA
Description
This study aims to identify the trend of saving volume in Myanmar Economic Bank and to explore the saving behavior of Myanma Economic Bank Staff. Therefore, the determinants of saving behavior among the Myanma Ecomomic Bank Staff in saving Branch (1), (2), (3), (4) are used in this study. For the research purpose, collected the data of 150 employees out of 350 employees from saving branches. Four main factors that generate the saving behavior are financial literacy, self control, parental socialization and peer influence. All these four factors shared the main role. Parent developing their children to save since childhood is an important factor to saving behaviors. Similarly, motivation from environments develops saving practice. Having financial literacy can value the saving practice. Moreover, Financial Literacy is an important factor that generate the saving behavior. However, the most important factor to saving behavior is self-control. (It is learnt that). It is seen that saving practice is formed due to family and friends. A person who is determined to save whatever the situation is by means of self control can also develop the saving behavior. In order to promote public saving and deliver knowledge of saving to public, financial institutions such as banks, insurance companies, microfinance companies need to conduct activities to stimulate saving behaviors for financial well-being of individual savers in Myanmar.
Identifier https://ecor.yueco.edu.mm/handle/123456789/354
Journal articles
Yangon University of Economics
Conference papaers
Books/reports/chapters
Thesis/dissertations
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