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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

FINANCING OF SMALL AND MEDIUM ENTERPRISES IN SITTWAY ( Hnin Nandar Win, 2018)

http://hdl.handle.net/20.500.12678/0000001714
http://hdl.handle.net/20.500.12678/0000001714
76a97d97-af0f-4513-a1c6-1d0492e94b7a
95eeafbb-4008-45b1-9131-45eb95f7df3f
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Title
Title FINANCING OF SMALL AND MEDIUM ENTERPRISES IN SITTWAY ( Hnin Nandar Win, 2018)
Language en
Publication date 2018-12-01
Authors
HNIN NANDAR WIN
Description
This study is the financing of Small and medium enterprises (SMEs) in Sittway. There are two main objectives in this study are to identify accessibility to finance by small and medium enterprises (SMEs) in Sittway and to analyze the nature and causes of the financing constraints of Small and Medium Enterprises in Sittway. To meet the objectives of study, the primary data collected by interviewing with owners and managers of small and medium enterprises (SMEs). There are 135 register Small and Medium Enterprises (SMEs) in Sittway. By using the descriptive analysis, this study provided the valuable results and answers to the results to use of financial sources and financing problems of small and medium enterprises (SMEs). This survey included 45% of the Small and Medium Enterprises (SMEs) in Sittway and interview by using structured questionnaires. According to the results of the study, the small and medium enterprises faced with the problem that are not able to meet the requirement of theses financial institutions, which are banks and other financial firms, are willing to contribute funds to small and medium enterprises (SMEs). Although there are many financial institutions, most of the small and medium enterprises faced the difficulties in making the loan with the bank. Moreover, SMEs in Myanmar have to rely on informal finance sources for funding which charge high interest rates. This paper identifies the accessibility of finance in Myanmar and examines the access of finance in Sittway. It also evaluates the issues and challenges faced by small and medium enterprises (SMEs) sector and recommends policies for stabilizing macro economic fundamentals, improving lending infrastructures of the country and improving demand- and supply-side conditions from the SMEs financing perspective in order to provide a more accessible financing for SMEs and to contribute in the overall development of SMEs in Myanmar thereby to sharpen national competitive advantage in the age of speedy economic integration.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Daw Htay Htay
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