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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

FINANCIAL LITERACY AND CREDIT ACCESSIBILITY OF WOMEN SHOPKEEPERS

http://hdl.handle.net/20.500.12678/0000001708
http://hdl.handle.net/20.500.12678/0000001708
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cdd2bf90-2a39-409a-91cc-a9c58682af07
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Lei Lei Shwe Yee Aung (MBF - 36).pdf (829 Kb)
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Title
Title FINANCIAL LITERACY AND CREDIT ACCESSIBILITY OF WOMEN SHOPKEEPERS
Language en
Publication date 2019-12
Authors
Lei Shwe Yee Aung (MBF - 36)
Description
Access to credit has been touted as one of the tools for economic growth. While most studies have focused on the women shopkeeper face unique challenges compared to their counterparts.
This study’s objective was to identify whether there is a financial literacy among the women shopkeepers and to analyze the credit accessibility of women shopkeepers. The study had target shopkeepers of 400 women shopkeepers in Yangon out of which a sample of 100 was selected. Primary data was used for data collection through use of questionnaires matching the research objective and analyzed through regression model, mean, standard deviations and analysis of variances.
The study found a connection between financial literacy and credit accessibility. From the data analysis, majority of the sampled respondents paid their bills on time, they are able to evaluate financial products by different financial institutions, they save and in general were financially literate and therefore as a result they were able to access credit.
The study also recommends that before the awarding of credit to women in shopkeepers area, the financial institutions must conduct a financial literacy program to educate the women. They must also evaluate the reasons for borrowings, to confirm that they are valid and will eventually benefit not only the women but also the entire community. The credits given should be able to improve the economic life of the women and the community.
Identifier https://ecor.yueco.edu.mm/handle/123456789/546
Journal articles
Yangon University of Economics
Conference papaers
Books/reports/chapters
Thesis/dissertations
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