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Item

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SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS IN LAPUTTA TOWNSHIP ( Moe Myint Khine, 2018)

http://hdl.handle.net/20.500.12678/0000001659
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d25e25f3-494d-427f-b7e3-36048fa3e428
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Moe Moe Myint Khine 3%MBF.pdf (603 Kb)
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Title
Title SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS IN LAPUTTA TOWNSHIP ( Moe Myint Khine, 2018)
Language en
Publication date 2018-12-01
Authors
MOE MYINT KHINE
Description
This study aims to identify the sources of finance and loan utilization of farmers and to analyze the effects of loan utilization upon the farm performance of farmers in Laputta Township, Ayeyarwaddy Division. Data for the study was collected from both primary and secondary sources by interviewing with farmers of Laputta Township with structured questionnaires. This survey is based on 120 farmers (10% of the total households) from 6 villages groups which are the highest paddy yield among 65 villages groups of Laputta township. The data collection period is during a year 2018. More than 82% of the respondents were taken the loan from formal sources and other 18% of the respondents were taken the loan from the informal sources. Among the formal loan borrowers, 51% of the respondents took the loan from both MADB and other financial institutions. Farmers applied loan from those different sources of finance that they can access in order to fulfill the fund requirement for their farming business. The study found out that both of the loan utilization on purchase of productive seeds, hired labors, farming machinery rental fees and fertilizers and amount of loan received have positive effect on the paddy yield per acre. Thus, those credit institutions should consider to improve their credit services in order to assure that more households benefit from it and sharing knowledge to farmer to utilize the agriculture loan properly and effectively in their farming.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Prof. Dr. Tin Tin Htwe
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