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Item

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CREDIT RISK ASSESSMENT PRACTISES ON LOAN PERFORMANCE OF YOMA BANK (Kyu Kyu Sann, 2019)

http://hdl.handle.net/20.500.12678/0000001550
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1c915600-c3ed-42a9-bbbe-856b0ca7b8fc
None
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Kyu Kyu Kyu Sann (MBF - 35).pdf (501 Kb)
Publication type
Thesis
Upload type
Other
Title
Title CREDIT RISK ASSESSMENT PRACTISES ON LOAN PERFORMANCE OF YOMA BANK (Kyu Kyu Sann, 2019)
Language en
Publication date 2019-12-01
Authors
Kyu Kyu Sann (MBF - 35)
Description
The thesis was focused on the study of credit risk assessment practices on loan of Yoma Bank and its effect. The two major objectives of the study are to identify the credit risk assessment practices on Loan in Yoma Bank and to evaluate the effect of credit risk assessment practices on loan performance in Yoma Bank. The primary data was collected by sampling method of survey questionnaires to 50 employees from credit risk department. Survey was conducted by using structured questionnaires and used descriptive analysis. The questionnaires were distributed to selected respondents from credit risk department of Yoma Bank. The study shows that a positive and significant correlation between loan performance and credit risk management practices in Yoma Bank. From the result of the study, the correlation analysis shows that Yoma bank has adopted adequate risk assessment practices and established strict credit evaluation before qualifying loans to customers. Yoma Bank should keep more developing on effective credit risk monitoring practices to improve loan performance. The effective credit risk assessment and management is the most important contribute to the success and the financial stability of the bank and an understanding of risk assessment practices help reduce the losses.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Daw Htay Htay
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