MERAL Myanmar Education Research and Learning Portal
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SAVING BEHAVIOR OF GOVERNMENT STAFF IN ZABUTHIRI TOWNSHIP (Aung Zaw Oo,2019)
http://hdl.handle.net/20.500.12678/0000001512
http://hdl.handle.net/20.500.12678/00000015127cbba5dc-8225-46ab-995a-8b8c7740657f
a0095ad7-cc37-4192-a5b3-c84b6750928a
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Aung Zaw Oo (MBF - 3).pdf (834 Kb)
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Title | ||||||
Title | SAVING BEHAVIOR OF GOVERNMENT STAFF IN ZABUTHIRI TOWNSHIP (Aung Zaw Oo,2019) | |||||
Language | en | |||||
Publication date | 2019-12-01 | |||||
Authors | ||||||
Aung Zaw Oo (MBF - 3) | ||||||
Description | ||||||
This study aim to describe the saving habit of Government staffs and to examine the influencing factors on Government staffs’ saving behavior. Therefore,in this analysis, the determinants of saving behavior among the Government staff in Zabuthiri Township are used in this study. This selects 108 respondents using a simple random method and collects survey questionnaires in June 2019. To discover the factors influencing, there are five determinants of saving behavior including financial literacy, parental factor, trust in financial institution, peer factor, and self -control. According to the finding of the study, saving behavior varies on level of financial knowledge. Besides, parent plays an important role in affecting their children in the conduct of saving. Furthermore, peer influence can have a great effect on saving behavior of government staff due to their close relationship other than parents. Lastly, no one can affect another easily. In other words, self control plays an important role for government staff to practice saving. Thus, based on this study, financial literacy is most important influencing factors to save money. Therefore to enhance knowledge of advantages of saving, financial institutions included in banks, insurance companies and microfinance institutions should do activities for encourage of financial literacy. | ||||||
Journal articles | ||||||
Yangon University of Economics | ||||||
Thesis/dissertations | ||||||
Yangon University of Economics | ||||||
Daw Khin Nwe Ohn |