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Inthe  first  stage, the  total  borrowing households are remained as 790 households within 7 villages randomly selectedwhen the data  were  obtained  through  the  use  of  structured  questionnaire. And  thenin  the  second stage, the sample size of borrowing farmer’s households is randomly selected 15% of eachvillage. Thisstudy usedboth primary and secondary data in order to fulfil the objective of the study. As the primary data collection, there are 120 respondents who wereface to face interviewed by using structured questionnaire. Then the secondary data was collected from the  previous  studies,  reports  and  Ministry  of  Agriculture  through  interview  and  group discussion.  In order to meet with the objectives of this study, this research uses descriptive analysis and linear regression method to explain the results.It appeared from the results that the credit for agriculturalpurposes was also used productivity of the paddy per acre. The seed, buying farm land, agricultural machinery, fertilizer, pesticides, herbicides, and loan coverage wereassumed as the influencing factors on the farm performance to evaluate the improvement of farm productivity. To evaluate the farm performance, the paddy yield per acre wasused to measure in this study. Accordingto theanalysis, in our study farm size  can  be  an  important  determinant  for  credit  demand. This  situation  demands  for  a concerted effort on the part of credit related personnel to ensure that theloanee uses credit for the exact purpose it was obtained. Therefore, agricultural credit should be provided to farmers sufficiently  and  timely with the several types of loans in order to increase farm performance.The value of F-test, the overall significance of the models, came out highly significant  at  1%  level.Moreover, thebuyingfarm landis  showing  highly  significant impact on credit demand at 1% level of significant on paddy yield per acre.It can be said that buying farm land more and more due to agricultural loan is greatestinfluence among variableon paddy yield per acre."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Yu Malar Kyaw MBF.pdf", "filesize": [{"value": "784 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 784000.0, "url": {"url": "https://meral.edu.mm/record/1464/files/Yu Malar Kyaw MBF.pdf"}, "version_id": "cdc53b97-cc74-4769-a1f7-46b6224695d8"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Dr. Daw Tin Tin Htwe"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "YU MARLAR KYAW"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2018-12-01"}, "item_title": "SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS (A CASE STUDY OF MYAUNG MYA TOWNSHIP) (Yu Marlar Kyaw, 2018)", "item_type_id": "21", "owner": "1", "path": ["1582963436320", "1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001464", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1464", "relation": {}, "relation_version_is_last": true, "title": ["SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS (A CASE STUDY OF MYAUNG MYA TOWNSHIP) (Yu Marlar Kyaw, 2018)"], "weko_shared_id": -1}
  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS (A CASE STUDY OF MYAUNG MYA TOWNSHIP) (Yu Marlar Kyaw, 2018)

http://hdl.handle.net/20.500.12678/0000001464
http://hdl.handle.net/20.500.12678/0000001464
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b74a3da6-63ea-404a-9933-e1eb16d955f7
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Title SOURCES OF FINANCE AND LOAN UTILIZATION OF FARMERS (A CASE STUDY OF MYAUNG MYA TOWNSHIP) (Yu Marlar Kyaw, 2018)
Language en
Publication date 2018-12-01
Authors
YU MARLAR KYAW
Description
This study aims to identify sources of finance and loan utilization of farmers especially in Myaung Mya Township. This case study uses both primary and secondary data in order to fulfil the objective of the study. Inthe first stage, the total borrowing households are remained as 790 households within 7 villages randomly selectedwhen the data were obtained through the use of structured questionnaire. And thenin the second stage, the sample size of borrowing farmer’s households is randomly selected 15% of eachvillage. Thisstudy usedboth primary and secondary data in order to fulfil the objective of the study. As the primary data collection, there are 120 respondents who wereface to face interviewed by using structured questionnaire. Then the secondary data was collected from the previous studies, reports and Ministry of Agriculture through interview and group discussion. In order to meet with the objectives of this study, this research uses descriptive analysis and linear regression method to explain the results.It appeared from the results that the credit for agriculturalpurposes was also used productivity of the paddy per acre. The seed, buying farm land, agricultural machinery, fertilizer, pesticides, herbicides, and loan coverage wereassumed as the influencing factors on the farm performance to evaluate the improvement of farm productivity. To evaluate the farm performance, the paddy yield per acre wasused to measure in this study. Accordingto theanalysis, in our study farm size can be an important determinant for credit demand. This situation demands for a concerted effort on the part of credit related personnel to ensure that theloanee uses credit for the exact purpose it was obtained. Therefore, agricultural credit should be provided to farmers sufficiently and timely with the several types of loans in order to increase farm performance.The value of F-test, the overall significance of the models, came out highly significant at 1% level.Moreover, thebuyingfarm landis showing highly significant impact on credit demand at 1% level of significant on paddy yield per acre.It can be said that buying farm land more and more due to agricultural loan is greatestinfluence among variableon paddy yield per acre.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Dr. Daw Tin Tin Htwe
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