{"_buckets": {"deposit": "c51f256a-7067-480a-aa85-f4a08809c6a7"}, "_deposit": {"id": "1407", "owners": [], "pid": {"revision_id": 0, "type": "recid", "value": "1407"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/1407", "sets": ["1582963436320", "user-yueco"]}, "author_link": [], "communities": ["yueco"], "control_number": "1407", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP (Nay Lwin, 2018)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "Microfinance is considered as one of the social protection mechanisms for poverty reduction in the world. Thus many microfinance institutions have been working to enhance livelihoods opportunities and capacities of poor. In Myanmar, 176 Microfinance institutions are implementing microfinance activities. Currently, over four million clients have reached to access microfinance services in Myanmar. On the other side, competition among MFIs is sharply higher to serve their financial services in their targeted areas. Meanwhile, according to the multiple borrowing amongst MFIs clients in Myanmar report, 31% of clients are with 2 or more loan and 50% number of MFIs from whom loans have been taken (M-CRIL, 2018). Therefore, under such condition, this study carry out to identify cause of overlapping loan of microfinance users in Shwepyithar township, Yangon Division, Myanmar where MFIs are most crowded.\r To support the study, the required data were collected through sample survey. A structured questionnaire was used. The judgment sampling was employed. As a sampling process, samples are made from those who have been borrowing from at least two microfinance institutions. By this way, a sample of 150 respondents are selected as a study sample. To determine the cause of overlapping loan borrowing among participants in microfinance institutions, the three dimensions are divided in this studied, (1) Financial Service of MFIs, (2) Family Economic and (3) Family’ Consumption and Social Requirement. \r Regarding financial services, is that the respondents expresses ‘loan size is small’. It means that they have to do multiple borrowing from different source because of ‘ loan size they receipted is small’. Regarding Family Economy, the key point which respondents said that ‘Financial need to expand business is not fulfilled by one MFI loan range’ and repayment to money lender and MFIs are forced them to borrow again from another sources at the same time. Regarding ‘Family’s Consumption and Social Requirement’, the key influencing factor is to use in family consumption, children education and health program visibly. Whilst compare among three key factors, ‘family economy factor forces them to make multi borrowing again from another sources at the same time."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Nay Lwin Thesis, MBF - (9-2-2019).pdf", "filesize": [{"value": "608 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_free", "mimetype": "application/pdf", "size": 608000.0, "url": {"url": "https://meral.edu.mm/record/1407/files/Nay Lwin Thesis, MBF - (9-2-2019).pdf"}, "version_id": "e1c213eb-fc60-47ce-8268-3cc0ade05669"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Daw Khin Nwe Ohn"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "NAY LWIN"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2018-12-01"}, "item_title": "OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP (Nay Lwin, 2018)", "item_type_id": "21", "owner": "1", "path": ["1582963436320", "1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001407", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1407", "relation": {}, "relation_version_is_last": true, "title": ["OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP (Nay Lwin, 2018)"], "weko_shared_id": -1}