Log in
Language:

MERAL Myanmar Education Research and Learning Portal

  • Top
  • Universities
  • Ranking
To
lat lon distance
To

Field does not validate



Index Link

Index Tree

Please input email address.

WEKO

One fine body…

WEKO

One fine body…

Item

{"_buckets": {"deposit": "88316db4-437e-481d-bbd3-2e79cb236cc8"}, "_deposit": {"id": "1407", "owners": [], "pid": {"revision_id": 0, "type": "recid", "value": "1407"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/1407", "sets": ["user-yueco"]}, "communities": ["yueco"], "control_number": "1407", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "Microfinance is considered as one of the social protection mechanisms for poverty reduction in the world. Thus many microfinance institutions have been working to enhance livelihoods opportunities and capacities of poor. In Myanmar, 176 Microfinance institutions are implementing microfinance activities. Currently, over four million clients have reached to access microfinance services in Myanmar. On the other side, competition among MFIs is sharply higher to serve their financial services in their targeted areas. Meanwhile, according to the multiple borrowing amongst MFIs clients in Myanmar report, 31% of clients are with 2 or more loan and 50% number of MFIs from whom loans have been taken (M-CRIL, 2018). Therefore, under such condition, this study carry out to identify cause of overlapping loan of microfinance users in Shwepyithar township, Yangon Division, Myanmar where MFIs are most crowded.\r To support the study, the required data were collected through sample survey. A structured questionnaire was used. The judgment sampling was employed. As a sampling process, samples are made from those who have been borrowing from at least two microfinance institutions. By this way, a sample of 150 respondents are selected as a study sample. To determine the cause of overlapping loan borrowing among participants in microfinance institutions, the three dimensions are divided in this studied, (1) Financial Service of MFIs, (2) Family Economic and (3) Family’ Consumption and Social Requirement. \r Regarding financial services, is that the respondents expresses ‘loan size is small’. It means that they have to do multiple borrowing from different source because of ‘ loan size they receipted is small’. Regarding Family Economy, the key point which respondents said that ‘Financial need to expand business is not fulfilled by one MFI loan range’ and repayment to money lender and MFIs are forced them to borrow again from another sources at the same time. Regarding ‘Family’s Consumption and Social Requirement’, the key influencing factor is to use in family consumption, children education and health program visibly. Whilst compare among three key factors, ‘family economy factor forces them to make multi borrowing again from another sources at the same time."}]}, "item_1583103108160": {"attribute_name": "Keywords"}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Nay Lwin Thesis, MBF - (9-2-2019).pdf", "filesize": [{"value": "608 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_free", "mimetype": "application/pdf", "size": 608000.0, "url": {"url": "https://meral.edu.mm/record/1407/files/Nay Lwin Thesis, MBF - (9-2-2019).pdf"}, "version_id": "ae0be069-7c06-4896-90e6-76660372e958"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103147082": {"attribute_name": "Conference papaers", "attribute_value_mlt": [{}]}, "item_1583103211336": {"attribute_name": "Books/reports/chapters", "attribute_value_mlt": [{}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_supervisor(s)": []}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "NAY LWIN"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Publication"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2018"}, "item_1583159847033": {"attribute_name": "Identifier", "attribute_value": "https://ecor.yueco.edu.mm/handle/123456789/154"}, "item_title": "OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP", "item_type_id": "21", "owner": "1", "path": ["1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001407", "pubdate": {"attribute_name": "Deposited date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1407", "relation": {}, "relation_version_is_last": true, "title": ["OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP"], "weko_shared_id": -1}
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP

http://hdl.handle.net/20.500.12678/0000001407
http://hdl.handle.net/20.500.12678/0000001407
768dd643-cec7-45f9-899f-a81b512cc04b
88316db4-437e-481d-bbd3-2e79cb236cc8
None
Preview
Name / File License Actions
Nay Nay Lwin Thesis, MBF - (9-2-2019).pdf (608 Kb)
Publication type
Thesis
Upload type
Publication
Title
Title OVERLAPPING LOAN OF MICROFINANCE USERS IN SHWEPYITHAR TOWNSHIP
Language en
Publication date 2018
Authors
NAY LWIN
Description
Microfinance is considered as one of the social protection mechanisms for poverty reduction in the world. Thus many microfinance institutions have been working to enhance livelihoods opportunities and capacities of poor. In Myanmar, 176 Microfinance institutions are implementing microfinance activities. Currently, over four million clients have reached to access microfinance services in Myanmar. On the other side, competition among MFIs is sharply higher to serve their financial services in their targeted areas. Meanwhile, according to the multiple borrowing amongst MFIs clients in Myanmar report, 31% of clients are with 2 or more loan and 50% number of MFIs from whom loans have been taken (M-CRIL, 2018). Therefore, under such condition, this study carry out to identify cause of overlapping loan of microfinance users in Shwepyithar township, Yangon Division, Myanmar where MFIs are most crowded.
To support the study, the required data were collected through sample survey. A structured questionnaire was used. The judgment sampling was employed. As a sampling process, samples are made from those who have been borrowing from at least two microfinance institutions. By this way, a sample of 150 respondents are selected as a study sample. To determine the cause of overlapping loan borrowing among participants in microfinance institutions, the three dimensions are divided in this studied, (1) Financial Service of MFIs, (2) Family Economic and (3) Family’ Consumption and Social Requirement.
Regarding financial services, is that the respondents expresses ‘loan size is small’. It means that they have to do multiple borrowing from different source because of ‘ loan size they receipted is small’. Regarding Family Economy, the key point which respondents said that ‘Financial need to expand business is not fulfilled by one MFI loan range’ and repayment to money lender and MFIs are forced them to borrow again from another sources at the same time. Regarding ‘Family’s Consumption and Social Requirement’, the key influencing factor is to use in family consumption, children education and health program visibly. Whilst compare among three key factors, ‘family economy factor forces them to make multi borrowing again from another sources at the same time.
Identifier https://ecor.yueco.edu.mm/handle/123456789/154
Journal articles
Yangon University of Economics
Conference papaers
Books/reports/chapters
Thesis/dissertations
Back
0
0
views
downloads
See details
Views Downloads

Versions

Ver.1 2020-03-08 15:45:27.942200
Show All versions

Share

Mendeley Twitter Facebook Print Addthis

Export

OAI-PMH
  • OAI-PMH DublinCore
Other Formats
  • JSON

Confirm


Back to MERAL


Back to MERAL