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CREDIT ACCESSIBILITY AND THE EFFECTIVENESS OF LOAN ON FAR PERFORMANCE (A Case Study of WAKEMA TOWNSHIP, AYEYARWADY REGION) (Chit Su Win, 2018)

http://hdl.handle.net/20.500.12678/0000001338
a5a7c25f-8529-40ff-916e-e42d50daacaa
e6ad0914-37b9-4436-bcfe-4c0ac597de5a
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Chit Chit Su Win MBF.pdf (1662 Kb)
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Title
Title CREDIT ACCESSIBILITY AND THE EFFECTIVENESS OF LOAN ON FAR PERFORMANCE (A Case Study of WAKEMA TOWNSHIP, AYEYARWADY REGION) (Chit Su Win, 2018)
Language en
Publication date 2018-12-01
Authors
CHIT SU WIN
Description
The purpose of this study is to examine the relationship between credit accessibility and the effectiveness of Loan on Farm Performance in Wakema Township, Ayeyarwady Division. Both of the primary and secondary data were used in this study. There are 125 village tracts in Wakema township and random sample of 83 active agricultural farmers was obtained from 5 village tracts which represent 10% of farmers from those 5 village tracts. Face to face interview was applied with the help of structured questionnaires. Correlation and regression models were used to test whether the performance of agricultural farm is affected by credit accessibility and also if there is any relationship between the two. There is a significant positive correlation between credit accessibility with the farm yield and farm income per acre but formal low interest loan is not enough during farming seasons. Thus, credit accessibility is the most important factor for farm’s performance and need government support to get enough loan amount during farming season with low interest rates. Farmers also need the supply of certified paddy seeds, enough agricultural research and knowledge sharing about fertilizer use, crop diversification to maximize profit, and also need the quality of agricultural mechanization to improve country’s economy.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
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