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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

EFFECT OF MICROCREDIT ACCESSIBILITY ON WOMEN EMPOWERMENT IN RURAL AREA (CASE STUDY MAUBIN TOWNSHIP)

http://hdl.handle.net/20.500.12678/0000001309
http://hdl.handle.net/20.500.12678/0000001309
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8b6a5dce-b1f9-492d-8576-707fdd6f22ee
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Ei Ei Ei Than (MBF - 9).pdf (1218 Kb)
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Publication
Title
Title EFFECT OF MICROCREDIT ACCESSIBILITY ON WOMEN EMPOWERMENT IN RURAL AREA (CASE STUDY MAUBIN TOWNSHIP)
Language en
Publication date 2019-12
Authors
Ei Ei Than (MBF - 9)
Description
Since early 20 century, there has been a significant increase in accessibility of microcredit on women empowerment through Microfinance Institutions to start microcredit activities in Myanmar, especially in rural women by providing financial literacy to improve their life and increase their empowerment in their household and community. The purpose of the study was to identify the microcredit practices of Yangon Rural Development (YRD) and to analyze the effects of microcredit accessibility on women empowerment in rural area. To achieve objectives, the data for study was collected from primary sources by interviewing with clients of Yangon Rural Development with structured questionnaires. The survey is based on 210 female clients from 3 villages in Maubin Township and interviewed to meet the main objectives. The data collection period is during August 2019. The secondary data was gathered from the library of Yangon University of Economics, publication research papers, test books and websites. The outcome of the study shows that majority of respondents are agree and satisfied the microcredit practices of YRD and there is not dissatisfaction the microcredit accessibility services which provided by YRD. Furthermore, evaluated the relationship between microcredit accessibility and women empowerment with four indicators which are related with economic, social, mental and physiological. All the respondents friendly and openly answered their usage of loan consumption and their empowerment in their family and environment. After analyzing the survey, the result indicates that micro credit loan amount and interest rates are positively effects on empowerment of women in rural area. Based on survey result, some people in rural area are not aware of microcredit scheme yet. So, Myanmar MFIs need to provide more both financial and non-financial training for their awareness and to improve their socio economic life. According to empowerment is based on human nature, the clients of credit user may be changed from time to time, thus the all the microfinance institutions in Myanmar should do regular periodically surveys on their clients with to ensure their products, services and designed are to meet with the requirement of rural women.
Identifier https://ecor.yueco.edu.mm/handle/123456789/463
Journal articles
Yangon University of Economics
Conference papaers
Books/reports/chapters
Thesis/dissertations
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