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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

FACTORS AFFECTING REPAYMENT PERFORMANCE OF GROUP CLIENTS OF PACT GLOBAL MICROFINANCE FUND (CASE STUDY OF MEIKTILA TOWNSHIP) (Than Than Soe, 2019)

http://hdl.handle.net/20.500.12678/0000001254
http://hdl.handle.net/20.500.12678/0000001254
ba8dc429-117b-42da-9e1f-7837a8788a06
fe019409-1094-4445-84d3-9d293a5c63bf
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Title
Title FACTORS AFFECTING REPAYMENT PERFORMANCE OF GROUP CLIENTS OF PACT GLOBAL MICROFINANCE FUND (CASE STUDY OF MEIKTILA TOWNSHIP) (Than Than Soe, 2019)
Language en
Publication date 2019-12-01
Authors
Than Than Soe (EMBF - 62)
Description
The objectives of this study are to explore the microfinance services of Pact Global Microfinance Fund (PGMF) and to analyze the factors affecting repayment performance of group-based borrowers. The structured questionnaires are used to collect the primary data. The repayment performance is the dependent variable or the expected outcome of the study, 352 respondents from totally 4249 of group-based borrowers from four units of PGMF in Meiktila are selected with stratified sampling method. Multiple regression analysis is the main analysis to test factors affecting repayment performance. Business skills of borrowers, group liabilities, loan terms and demographic factors are considered as the independent variables of this study. Business skills of borrowers, group liabilities and loan terms are positively relationship with repayment performance, and, among three variables of them, loan term has most positive correlation with that. However, demographic factors are not significantly correlated with repayment performance. Multiple regression analysis showed that business skills of borrowers, group liabilities and loan terms have significantly the strong and positive effects on repayment performance and these variables are important to increase repayment performance. It is suggested that the improvements three factors by group-based borrower and the supports by PGMF, could result in the regular repayment performance with less PAR Ratio.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
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