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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Anti-Money Laundering Practices and Financial Performance of A Bank ( Thida Linn,2025)

https://meral.edu.mm/records/12481
https://meral.edu.mm/records/12481
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a53c11d0-7718-4d3a-88bc-480c85cb5bb9
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Thida Thida Linn, EMBF II-34, 11th Batch.pdf (1.5 MB)
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Title
Title Anti-Money Laundering Practices and Financial Performance of A Bank ( Thida Linn,2025)
Language en
Publication date 2025-11-01
Authors
Thida Linn
Description
This study investigates the effect of Anti-Money Laundering (AML) practices on the financial performance of A Bank in Myanmar. AML practices examined in the study include internal policies, suspicious transaction reporting, customer due diligence, and compliance with financial laws and regulations. Financial performance is assessed through three indicators: deposit growth, loan growth, and return on assets (ROA). Using a quantitative research method, the study collected primary data from 113 employees selected through a simple random sampling method, with respondents representing key operational and compliance departments. Secondary data were obtained from academic literature, regulatory reports, and institutional documents to support the conceptual and analytical framework. Quantitative regression, including statistics and simple random sampling method, was used to evaluate the relationship between AML practices and financial outcomes. The findings indicate that AML practices play a significant role in strengthening financial stability. Internal policies and customer due diligence were found to be particularly influential in promoting transparency and reducing exposure to financial risks. Suspicious transaction reporting and financial law and regulation also contributed positively to financial performance by mitigating legal and reputational risks. Overall, the study concludes that effective AML implementation is not only a regulatory requirement but also a strategic driver of sustainable financial performance in the banking sector.
Thesis/dissertations
Yangon University of Economics
Dr. Thynn Thynn Myint
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