{"_buckets": {"deposit": "f2edb2eb-8117-42c5-853a-88e0824ff763"}, "_deposit": {"id": "1240", "owners": [], "pid": {"revision_id": 0, "type": "recid", "value": "1240"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/1240", "sets": ["user-yueco", "1582963436320"]}, "author_link": [], "communities": ["yueco"], "control_number": "1240", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "CREDIT RISK MANAGEMENT PRACTICES OF MYANMAR ECONOMIC BANK (MEB) (CASE STUDY ON UNSECURED LOAN FOR MSMEs) (Yin Yin Aung, 2019, Dec)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "This study focused on MSMEs unsecured loan of MEB. The objectives of this study is to examine the credit risk management practices of micro, small and medium enterprises (MSMEs) unsecured loan in MEB and to analyze credit risk management practices of MSMEs unsecured loan. The secondary data are based on 2017 to 2019 financial year- reports of MEB. For the analysis on data, 15 branches are randomly selected out of the 33 total branches in Yangon as 50% branches selected and experienced managerial level bankers 50 person from this 15 banks are interviewed. Structured questions are used to interview them to collect the data about credit risk management practices of unsecured loan to MSMEs. In thesis, where mainly based on descriptive statistics method to analyze primary data. Credit management practices of MEB are measured by three processes which are approval process, portfolio process and recovery process. Bank management practices generally agree to the Central Bank of Myanmar (CBM) guidelines and related laws. Bank has good appraisal techniques such as personal interview, five Cs of credit, survey teams, hierarchy responsible in credit line and credit guarantee insurance in approval process. Credit management to portfolio process has well management practices but there is incomplete information system to get update information of borrower and business. Therefore bank should apply advance technology information system for borrowers’ information. Bank recovery process shows quality management to control NPL. Bank should try to reach more volume of loan amount in operation and to get more profits for bank."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Yin Yin Aung 4%.docx", "filesize": [{"value": "334 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_free", "mimetype": "application/pdf", "size": 334000.0, "url": {"url": "https://meral.edu.mm/record/1240/files/Yin Yin Aung 4%.docx"}, "version_id": "49546107-f877-4687-9110-be1d481c04a4"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Daw Khin Nwe Ohn"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "YIN YIN AUNG"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2019-12-01"}, "item_title": "CREDIT RISK MANAGEMENT PRACTICES OF MYANMAR ECONOMIC BANK (MEB) (CASE STUDY ON UNSECURED LOAN FOR MSMEs) (Yin Yin Aung, 2019, Dec)", "item_type_id": "21", "owner": "1", "path": ["1582963436320", "1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001240", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1240", "relation": {}, "relation_version_is_last": true, "title": ["CREDIT RISK MANAGEMENT PRACTICES OF MYANMAR ECONOMIC BANK (MEB) (CASE STUDY ON UNSECURED LOAN FOR MSMEs) (Yin Yin Aung, 2019, Dec)"], "weko_shared_id": -1}