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  1. Co-operative University, Sagaing
  1. Co-operative University, Sagaing
  2. Department of Co-operative Studies

A STUDY OF THE IMPACT OF MICROFINANCE LOAN FROM COOPERATIVE ASSOCIATION ON MARKET VENDORS IN KYAUKPADUNG TOWNSHIP

https://meral.edu.mm/records/12355
https://meral.edu.mm/records/12355
893680b1-7457-44e8-a5a8-f65719e44fc1
656d094d-2f06-49ff-bb27-76aa7420aee2
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2MPA62 2MPA62 Ye Htut Aung_A Study of the Impact of Microfinance Loan from Cooperative Association on Market Vendors in Kyaukpadung Township 2025.pdf (883 KB)
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Thesis
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Publication
Title
Title A STUDY OF THE IMPACT OF MICROFINANCE LOAN FROM COOPERATIVE ASSOCIATION ON MARKET VENDORS IN KYAUKPADUNG TOWNSHIP
Language en
Publication date 2025-06-02
Authors
Mg Ye Htut Aung
Description
This study aimed to investigate the characteristics of loan accessibility, cooperative support services, and loan utilization among market vendors, and to analyze how these factors impact their business performance in Kyaukpadaung Township. Using a quantitative approach, data were collected from 250 market vendors who had received microfinance loans, selected through convenience sampling from the population of 1,270 vendors. Structured questionnaires gathered information on loan accessibility, utilization, cooperative support, and business performance. The results showed that the support services from cooperatives have the biggest positive effect on
business performance. Loan Accessibility plays an important role in helping vendors meet their business needs by making funds available when required. When loans are easier to access, vendors are better able to address financial demands and operate more
effectively. Loan Utilization is also crucial, as it reflects how well vendors use the loans they receive. When loan funds are used properly, such as for buying equipment or expanding operations, business performance improves. Cooperative Support Services
have the strongest influence. Support, like training, business advice, and assistance, helps vendors make better decisions and improve their overall performance.
Keywords
Asian Development Bank, Bank Perkreditan Rakyat (People’s Credit Bank, Indonesia), Consultative Group to Assist the Poor, Development Assistance Committee, Group of Eight, Microfinance Institution, Myanmar Microfinance Association, Non-Governmental Organization, Social Development Agency, Self-Employed Women’s Association, United Nations Development Program, United Nations Educational, Scientific, and Cultural Organization, United Nations Economic and Social Commission for Asia and the Pacific, World Bank
Thesis/dissertations
UNIVERSITYOF CO-OPERATIVE AND MANAGEMENT,SAGAING
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