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Item

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DETERMINANTS OF RETIREMENT SAVING BEHAVIOR (A CASE STUDY IN HALING TOWNSHIP) (Thet Thet Wai, 2019)

http://hdl.handle.net/20.500.12678/0000001197
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79063410-2f94-4958-9ab3-e2b8ff87ee94
None
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Thet Thet Thet Wai (MBF - 72).pdf (543 Kb)
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Thesis
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Title
Title DETERMINANTS OF RETIREMENT SAVING BEHAVIOR (A CASE STUDY IN HALING TOWNSHIP) (Thet Thet Wai, 2019)
Language en
Publication date 2019-12-02
Authors
Thet Thet Wai (MBF - 72)
Description
Despite the fact that there are many research papers on determinants of saving behavior, there are extremely limited number of studies that focus on retirees. This study aim to identify the saving behavior of people after retirement and explore the influencing factors on retirement saving behavior. Therefore, the determinants of saving behavior among the retirement in Hlaing Township (MEB Kamayut Branch) are used in this study. In this study, 150 respondents are selected with simple random method and survey questionaires are collected in June 2019. To explore the factors influencing, there are five determinants of saving behavior which is Lifespan Uncertainty, Intentional Bequest Motive, Health Status, Self Control and Donation. According to the finding of the study, all the five determinants of saving behavior have positive relationship with saving behavior. Furthermore, Lifespan Uncertainty has the greatest impact on saving behavior of retirement. In other word, Lifespan Uncertainty is the most important influencing factors to save money. In practice, this research can contribute to retail bank in designing and developing financial products or service which suits the needs and preference of retirees so as to match or achieve their expectation. Moreover, The finding of the study has also enlighten policy makers in educating and motivating the retirees on life span uncertainty which will ultimately make retirees to save more.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Daw Yee Yee Thein
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