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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Customer Satisfaction and Customer Loyalty Towards Personal Loan Services of AYA Bank PCL (Sandar Oo, 2025)

https://meral.edu.mm/records/11854
https://meral.edu.mm/records/11854
81ef23bd-4065-473d-9cdf-22ba7cddd20f
73556002-b2b7-4bfb-bcdd-a349dc7503c2
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SANDAR SANDAR OO, Roll No. 50, MBF (5th BATCH).pdf (1.3 MB)
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Thesis
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Title
Title Customer Satisfaction and Customer Loyalty Towards Personal Loan Services of AYA Bank PCL (Sandar Oo, 2025)
Language en
Publication date 2025-06-01
Authors
Sandar Oo
Description
This research intends to investigate the elements influencing customer
satisfaction regarding personal loan services at AYA Bank PCL and to evaluate how
customer satisfaction impacts customer loyalty towards these personal loan services at
AYA Bank PCL. The quantitative research approach is utilized. A sample size of 153
active personal loan customers is chosen using the simple random sampling technique.
This study employs descriptive statistics. Linear regression and multiple regression are
employed to analyze the data. This study analyzes service quality, documentation, staff
competence, interest, and information technology resources as factors of influence. The
research reveals that the quality of service, documentation, staff skills, engagement,
and IT resources significantly influence customer satisfaction. Among them, the
interest rate of personal loans from AYA Bank PCL significantly impacts customer
satisfaction. Results also indicate that customer satisfaction influences customer
loyalty. AYA Bank PCL must inform customers of any changes in interest rates a
minimum of 30 days prior. Ultimately, AYA Bank PCL needs to establish a unique
interest rate framework aligned with customer profiles.
Thesis/dissertations
Yangon University of Economics
Prof. Dr. Aye Thanda Soe
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