{"_buckets": {"deposit": "22654b7b-bbee-4944-adf7-4f050221cf7a"}, "_deposit": {"id": "1141", "owners": [], "pid": {"revision_id": 0, "type": "recid", "value": "1141"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/1141", "sets": ["1582963436320", "user-yueco"]}, "author_link": [], "communities": ["yueco"], "control_number": "1141", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "FACTORS INFLURANCING THE USAGE OF CREDIT CARD HOLDERS OF AGDBANK (Thu Zar Lin, 2019)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "This study aimed to analyze the factors influencing usage of credit card holders of AGD Bank. A case study was conducted where data was obtained from 120 staff from AGD bank credit card holders. In this study, data collection method used descriptive statistic research method. Data collection was facilitated through a questionnaire and the respondents were made up of most of the holders are male who are 31-35 years are the largest portion. The study found out that can apply credit card at any AGD branches. It was also found out that most of customers are wisely use credit card with purchase of goods and service but many of the merchant linking with the bank can be used credit card but this merchant shop is expensive for classic card users. It found that some of the credit card holders used it wisely, most of them struggled to pay the minimum balance every month. Therefore, the aggressive promotion by commercial banks should be controlled and the continuous education on the impact of credit card debt to card holders should be done regularly. It is found that only credit related knowledge is significant and has positive influence to the credit card debts. In conclusion, commercial banks must play their role in advising the credit card holders on the advantages and the disadvantages of using the credit cards."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Thu Zar Lin (MBF - 70).pdf", "filesize": [{"value": "785 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 785000.0, "url": {"url": "https://meral.edu.mm/record/1141/files/Thu Zar Lin (MBF - 70).pdf"}, "version_id": "b9856089-0247-4240-8284-796319b5bd0b"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Daw Yee Yee Thein"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Thu Zar Lin"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2019-12-02"}, "item_title": "FACTORS INFLURANCING THE USAGE OF CREDIT CARD HOLDERS OF AGDBANK (Thu Zar Lin, 2019)", "item_type_id": "21", "owner": "1", "path": ["1582963436320", "1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001141", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1141", "relation": {}, "relation_version_is_last": true, "title": ["FACTORS INFLURANCING THE USAGE OF CREDIT CARD HOLDERS OF AGDBANK (Thu Zar Lin, 2019)"], "weko_shared_id": -1}