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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

FINANCIAL LITERACY AND INCLUSION OF HOUSEHOLDS IN HLEGU TOWNSHIP

http://hdl.handle.net/20.500.12678/0000001127
http://hdl.handle.net/20.500.12678/0000001127
49b98c09-65ac-4737-a0c5-f96335b8c9eb
e99f2a37-137c-4044-afa1-ac690220a9ea
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Hnin Hnin Myat Mon (MBF - 10).pdf (1103 Kb)
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Title
Title FINANCIAL LITERACY AND INCLUSION OF HOUSEHOLDS IN HLEGU TOWNSHIP
Language en
Publication date 2019-12
Authors
Hnin Myat Mon (MBF - 10)
Description
The study aims to identify the financial literacy and inclusion of households in Hlegu and to analyze the relationship between the financial literacy and inclusion of household in Hlegu Township. In order to fulfil the objective of the study, descriptive research method is used to collect both primary and secondary data. There are five wards and 52 village tracts in Hlegu Township. The random sample of 114 households was from 1,039 households of two wards which is Zay Gyi ward and Myo Ma ward. The simple size represents 11% of households in these two wards. The structured questionnaires were used to identify the study objectives. The study considered five factors affecting financial inclusion which are saving practice, debt management practices, financial planning practices, investment practices and card payment practices. The survey result indicated that all these factors have the positive and significant relationship with the financial inclusion. Among them, three factors which are saving practice, debt management and investment practice were significantly influencing upon financial inclusions of the respondent households in Hlegu Township. As conclusion, the study suggest that all responsible persons who are government agencies, microfinance institutions, finance institutions and banking sector should emphasize to have the public financial awareness in their respective area. In order to promote financial literacy and inclusion in Myanmar, the study suggest that the financial education should be provided not only to the urban community but also to the nationwide to be involved and participated in the financial sector.
Identifier https://ecor.yueco.edu.mm/handle/123456789/497
Journal articles
Yangon University of Economics
Conference papaers
Books/reports/chapters
Thesis/dissertations
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