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Item

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FACTORS INFLUENCING ON ELECTRONIC PAYMENT ADOPTION BY SMEs IN HLAING THARYAR INDUSTRIAL ZONE (Myo Thant, 2018)

http://hdl.handle.net/20.500.12678/0000001098
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8868b3a7-0071-4707-b9da-4a683fb75e06
None
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Myo Myo Thant MBF.pdf (672 Kb)
Publication type
Thesis
Upload type
Publication
Title
Title FACTORS INFLUENCING ON ELECTRONIC PAYMENT ADOPTION BY SMEs IN HLAING THARYAR INDUSTRIAL ZONE (Myo Thant, 2018)
Language en
Publication date 2018-12-01
Authors
MYO THANT
Description
This study focuses on the factors influencing on electronic payment adoption in SMEs in Yangon (Hlaing Tharyar Industrial Zone). The main objectives of the study are to identify the adoption of electronic payment system in SMEs and to evaluate factors influences on use of electronic payment system in SMEs. To meet these objectives, descriptive research method is used in the study. Primary data are also collected by questionnaires with responsible head of the industry in the zone and interviewing with Hlaing Tharyar industrial zone committee. The secondary data are collected from relevant textbooks, SMEs association, previously prepared research papers and internet websites. The randomly selected 93 respondents out of 593 SMEs in the zone were asked for the electronic payment adoption by SMEs. Structurally prepared questionnaires are used in this study. To find out the level of agreement, result data are identified through the use of 5-Point Likert Scale rating method. According to the analysis on electronic payment adoption by SMEs in Yangon, the study includes the factors as Relative Advantage, Trialability, Observability, Existing Cultures and Complexity. Result from the analysis on the electronic payment adoption and benefit of adoption by SMEs, opportunity cost of adoption electronic payment makes SMEs improvement and developed in processing. From the result data, it was found that the rate of electronic payment system is dramatically increasing in 2017-18. However, unstable government policies happens SMEs discouraged to proceed in the future. This study disclosed the adoption of electronic payment is an important and essential role in SMEs but as a suggestion, SMEs in the zone needs to focus to get the potential prospects of other segments and to evaluate what the necessity and difficulties of industries and how the adoption is effectiveness and efficiency.
Thesis/dissertations
Yangon University of Economics
Daw Khin Nwe Ohn
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