{"_buckets": {"deposit": "893a0c9c-dcdd-4bd5-b1b7-abca058ff58e"}, "_deposit": {"id": "1093", "owners": [], "pid": {"revision_id": 0, "type": "recid", "value": "1093"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/1093", "sets": ["user-yueco"]}, "communities": ["yueco"], "control_number": "1093", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "EVALUATING THE EFFECTIVENESS OF LOAN RECOVERY STRATEGIES IN MYANMAR MICROFINANCE INSTITUTIONS: A CASE STUDY OF PROXIMITY FINANCE", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "This study has analyzed the determinant of loan delinquency / default in microfinance institution in Myanmar and how the loan recovery strategies are effective in Proximity Finance, Myanmar. For this study, descriptive survey design and random sampling technique were used to select sixty customers and one hundred employees from Proximity Finance. Questionnaire was used to collect and analyze data of the study. This study found that the main factors of loan default in Myanmar are inadequate loan size, loan duration, payment schedule, overlapping loans and poor customer communication. The result of employee survey showed that most of their strategies and practices used in Proximity Finance are aligned with standard and best practices specified across the world. And all the common factors of loan default were already covered in his practices, strategies and some are in migration plan. Credit appraisal evaluation process and practices were found very operative and use the joint liability methodology for ensuring the loan repayment. Pre and Post regular monitoring and loan supervision are well performed. Polices, processes and procedures are documented, updated and are regularly reviewed. Therefore, the research can evaluate that the overall performance of organization is pretty good. If organization enhances some of the areas recommended by researcher, the current livelihood of loan default rate will be declined, and the organization will exceed good performance rating and the sustainability thresholds."}]}, "item_1583103108160": {"attribute_name": "Keywords"}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2020-05-05"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Win Kyi Tin (EMBF - 68).pdf", "filesize": [{"value": "1263 Kb"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_free", "mimetype": "application/pdf", "size": 1263000.0, "url": {"url": "https://meral.edu.mm/record/1093/files/Win Kyi Tin (EMBF - 68).pdf"}, "version_id": "424ad731-ebe0-4372-a0ec-5b154b44cd76"}]}, "item_1583103131163": {"attribute_name": "Journal articles", "attribute_value_mlt": [{"subitem_journal_title": "Yangon University of Economics"}]}, "item_1583103147082": {"attribute_name": "Conference papaers", "attribute_value_mlt": [{}]}, "item_1583103211336": {"attribute_name": "Books/reports/chapters", "attribute_value_mlt": [{}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_supervisor(s)": []}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Win Kyi Tin (EMBF - 68)"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Publication"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2019-12"}, "item_1583159847033": {"attribute_name": "Identifier", "attribute_value": "https://ecor.yueco.edu.mm/handle/123456789/748"}, "item_title": "EVALUATING THE EFFECTIVENESS OF LOAN RECOVERY STRATEGIES IN MYANMAR MICROFINANCE INSTITUTIONS: A CASE STUDY OF PROXIMITY FINANCE", "item_type_id": "21", "owner": "1", "path": ["1582965701379"], "permalink_uri": "http://hdl.handle.net/20.500.12678/0000001093", "pubdate": {"attribute_name": "Deposited date", "attribute_value": "2020-03-05"}, "publish_date": "2020-03-05", "publish_status": "0", "recid": "1093", "relation": {}, "relation_version_is_last": true, "title": ["EVALUATING THE EFFECTIVENESS OF LOAN RECOVERY STRATEGIES IN MYANMAR MICROFINANCE INSTITUTIONS: A CASE STUDY OF PROXIMITY FINANCE"], "weko_shared_id": -1}