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Item

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CREDIT MARKET FOR RURAL DEVELOPMENT IN MYANMAR (CASE STUDY: TAIKKYI TOWNSHIP) (Zaw Min Maing, 2019)

http://hdl.handle.net/20.500.12678/0000001087
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96525b27-6b7d-4f59-b8c5-da4f35a7a781
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Zaw Zaw Min Naing (EMDevS - 57).pdf (614 Kb)
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Thesis
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Title
Title CREDIT MARKET FOR RURAL DEVELOPMENT IN MYANMAR (CASE STUDY: TAIKKYI TOWNSHIP) (Zaw Min Maing, 2019)
Language en
Publication date 2019-11-01
Authors
Zaw Min Naing
Description
Credit is considered to be capital injections for business, individuals and ultimately a key determinant of rural development. However, those services are mainly accessible to urban areas and limited in rural where the majority of the population resides. Thus, this study aims to identify the nature of credit sources accessible in the rural area and highlights the role of formal credit for rural development. The study was conducted in 10 villages of Taikkyi Township, Yangon Region. The Simple Random Sampling method was applied for village selection whereas Snowball method was used for identification of households with outstanding loans or loans taken in past 12 months. All the credit sources identified were categorized into formal, semi-formal and informal sources respectively. The quantitative study identified 75% of credit taken from formal sources followed by 15% from informal and 10% from semi-formal credit sources. The role of formal credit for rural development was studied under five thematic areas: credit for business improvement, women empowerment, knowledge acquisition, decrease dependency on informal lenders and village infrastructure development. The formal credit suppliers are suggested to maintain the good lending practices and contribute in demanded rural infrastructure development activities.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Prof. Daw Yi Yi Win
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