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EFFECT OF CREDIT ACCESSIBILITY ON FARM PERFORMANCE (A CASE STUDY IN INGAPU TOWNSHIP, AYEYARWADY REGION) (Khin Su Su Htut, 2018)

http://hdl.handle.net/20.500.12678/0000001047
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1a466f14-22bf-48bd-981a-f499ed864b77
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Khin Khin Su Su Htut MBF.pdf (468 Kb)
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Title
Title EFFECT OF CREDIT ACCESSIBILITY ON FARM PERFORMANCE (A CASE STUDY IN INGAPU TOWNSHIP, AYEYARWADY REGION) (Khin Su Su Htut, 2018)
Language en
Publication date 2018-12-01
Authors
Khin Su Su Htut
Description
Agricultural growth is important for alleviation of poverty and stimulation of economic growth and development. The main objective of this study is to analyse the effectiveness of agricultural credit on farm’s performance in Ingapu township, Ayeyarwady region.In Ingapu, there are 72 village tracts which include 652 villages. Sipin village group is the village group which is only depending on cultivation sector. There are five villages in Sipin village group having 318 households. Among them, 95 farmers are selected by random sampling method. The face to face interview was applied with the help of structured questionnaires. To analyze the primary data, Pearson Correlation analysis, Descriptive analysis and Linear Regression analysis were used. The findings of the study showed credit accessibility, paddy cultivated acres and amount of credit were significant relationship to farm performance, but not strong relationship. If the score of input increase, while other things remain unchanged, the farm performance will increase The bank credit amount was not enough for seasonal farming operation. In this study, 89.47% of respondents could not receive the agricultural loan during farming period with low interest rates from government and private banks. That’s the reason that farmers need to get informal loan from private money lenders, merchants and traders under extremely burdensome conditions during farming period. The cost of loan is high whether interest or by way of indirect charges which makes the financial burden to farmers.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Dr. Tin Tin Htwe
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