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Item

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THE ROLE OF TRUST IN BANKs-SMEs RELATIONSHIP IN MYANMAR (Shin Min Phoo, 2019)

http://hdl.handle.net/20.500.12678/0000001036
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ea6a5af4-c7eb-4767-9477-b889242c30f8
None
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Shin Shin Min Phoo (EMBF - 55).pdf (726 Kb)
Publication type
Thesis
Upload type
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Title
Title THE ROLE OF TRUST IN BANKs-SMEs RELATIONSHIP IN MYANMAR (Shin Min Phoo, 2019)
Language en
Publication date 2019-12-01
Authors
Shin Min Phoo
Description
The purpose of the study is to explore and how to analyze the role of trust in
banks and SMEs in Myanmar. The qualitative research approach is gathered the deep
understanding about the situation of banks and SMEs and constructive trust building.
The research was analyzed by qualitative method through the interview process in two
entities of banks and SMEs. The participants are SMEs from Yangon and Mandalay
regions and SME bankers from SME banking industry who are managerial level and
above. Semi-structured style of interview questionnaires was conducted during the
interview time. Moreover, the empirical analysis was used to find out the research
purpose. The purpose of the result sought to understand if the trust were deep in
between two entities, can support the decision on loan approval although the
applicants are SMEs which are having information asymmetry for the banks are
happened to hesitate to give loans because of the possibilities of default. This study
reveals the nature of banks and SMEs as well as the business. This study will
contribute to the further study in SME industry leads to be more flexible on banks
restricted on loan process and decision making. As per the study result, there is
already existed the trust between banks and SMEs and they are applying that
advantage for their business and other bank’s services and products.
Journal articles
Yangon University of Economics
Thesis/dissertations
Yangon University of Economics
Dr. Mya Thett Oo
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0
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