MERAL Myanmar Education Research and Learning Portal
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THE ROLE OF TRUST IN BANKs-SMEs RELATIONSHIP IN MYANMAR (Shin Min Phoo, 2019)
http://hdl.handle.net/20.500.12678/0000001036
http://hdl.handle.net/20.500.12678/0000001036263d0b3f-2a55-4ae2-8c3e-c948b9372133
ea6a5af4-c7eb-4767-9477-b889242c30f8
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Shin Min Phoo (EMBF - 55).pdf (726 Kb)
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Title | ||||||
Title | THE ROLE OF TRUST IN BANKs-SMEs RELATIONSHIP IN MYANMAR (Shin Min Phoo, 2019) | |||||
Language | en | |||||
Publication date | 2019-12-01 | |||||
Authors | ||||||
Shin Min Phoo | ||||||
Description | ||||||
The purpose of the study is to explore and how to analyze the role of trust in banks and SMEs in Myanmar. The qualitative research approach is gathered the deep understanding about the situation of banks and SMEs and constructive trust building. The research was analyzed by qualitative method through the interview process in two entities of banks and SMEs. The participants are SMEs from Yangon and Mandalay regions and SME bankers from SME banking industry who are managerial level and above. Semi-structured style of interview questionnaires was conducted during the interview time. Moreover, the empirical analysis was used to find out the research purpose. The purpose of the result sought to understand if the trust were deep in between two entities, can support the decision on loan approval although the applicants are SMEs which are having information asymmetry for the banks are happened to hesitate to give loans because of the possibilities of default. This study reveals the nature of banks and SMEs as well as the business. This study will contribute to the further study in SME industry leads to be more flexible on banks restricted on loan process and decision making. As per the study result, there is already existed the trust between banks and SMEs and they are applying that advantage for their business and other bank’s services and products. |
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Journal articles | ||||||
Yangon University of Economics | ||||||
Thesis/dissertations | ||||||
Yangon University of Economics | ||||||
Dr. Mya Thett Oo |