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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

Factors influencing customer satisfaction of AYA Pay Wallet ( Aye Htwe Hlaing, 2024)

https://meral.edu.mm/records/10355
https://meral.edu.mm/records/10355
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48a698bb-5fd9-46b9-ac49-9b9b6c795f7b
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Aye Aye Htwe Hlaing, MBF-05, 4th Batch.pdf (521 KB)
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Title
Title Factors influencing customer satisfaction of AYA Pay Wallet ( Aye Htwe Hlaing, 2024)
Language en
Publication date 2024-07-01
Authors
Aye Htwe Hlaing
Description
The study examines the factors affecting customer satisfaction with AYA Pay, a mobile
wallet service offered by AYA Bank in Myanmar. The mobile wallet industry has seen
significant growth in recent years, with smartphones becoming more popular and cashless
payment systems becoming more popular. AYA Pay, a leading digital payment platform in
Myanmar, is influenced by factors such as perceived usefulness, perceived trust, brand image,
security system, and service quality. The study found that perceived trust and service quality are
the most critical determinants of customer satisfaction. Users value the security and reliability of
their financial transactions, which directly affects their trust in the mobile wallet. The robustness
of the security system, including encryption, biometric authentication, and AI-driven fraud
detection, is crucial for building and maintaining customer trust. Service quality, including
overall user experience, customer support responsiveness, transaction speed, and the range of
features offered by AYA Pay, also influence customer satisfaction. The study recommends
expanding features, strengthening perceived trust through transparent communication, third
party audits, robust customer support, and improving brand image through consistent branding,
corporate social responsibility activities, and influencer engagement.
Thesis/dissertations
Yangon University of Economics
Prof, Dr.Thynn Thynn Myint
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