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  1. Yangon University of Economics
  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

EFFECT OF MICROFINANCE SERVICES ON SOCIO-ECONOMIC STATUS OF HOUSEHOLDS IN BAGO REGION (Su Nwe Nwe Thin, 2024)

https://meral.edu.mm/records/10296
https://meral.edu.mm/records/10296
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26c37eda-4f2a-4840-adf5-b027996df326
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SU SU NWE NWE THIN_MBFII_50_3rd.pdf (681 KB)
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Title
Title EFFECT OF MICROFINANCE SERVICES ON SOCIO-ECONOMIC STATUS OF HOUSEHOLDS IN BAGO REGION (Su Nwe Nwe Thin, 2024)
Language en
Publication date 2024-09-02
Authors
Su Nwe Nwe Thin
Description
The main objective of this study is to analyze the effect of microfinance services on the socio-economic status of households in the Bago Region, provided by Euro Apex Microfinance Co., Ltd. The study focuses on four microfinance services which are loan services, training services, microinsurance services, and savings services. Data for this study were collected through structured survey questionnaires from a sample of 200 households. Descriptive statistics and multiple regression analysis were used to evaluate the relationships between these microfinance services and various socio-economic factors, such as household income, economic stability, financial resilience, and quality of life. The results show that loan services significantly increase income and economic stability, training services improve financial literacy and business practices, microinsurance services offer crucial risk protection, and savings services enhance financial discipline and resilience. Based on these findings, it is recommended that microfinance providers continue to focus on improving these services to further boost the socio-economic status of households. The study provides valuable insights for microfinance institutions, policymakers, and researchers aiming to understand and enhance the role of microfinance in improving socio-economic conditions in rural areas.
Thesis/dissertations
Yangon University of Economics
Prof. Dr. Tin Tin Htwe
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