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  1. Yangon University of Economics
  2. Master of Banking and Finance (MBF/EMBF)

INFLUENCING FACTORS ON SAVING BEHAVIOR IN SMALL SHOP OWNERS

http://hdl.handle.net/20.500.12678/0000001022
http://hdl.handle.net/20.500.12678/0000001022
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13959275-5ffe-4263-bdda-7d3df448a3b9
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Aye Aye Sandar Myo MBF.pdf (896 Kb)
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Title
Title INFLUENCING FACTORS ON SAVING BEHAVIOR IN SMALL SHOP OWNERS
Language en
Publication date 2018
Authors
AYE SANDAR MYO
Description
The main objectives of the study are to identify and analyze the influencing factors on saving behaviors of small shop owners. The study is based on the primary data from the survey questionnaires who are in Kyin Myin Daing Township. Savings are important at both micro and macro level. This study focuses only on the influencing factors on the saving behaviors of small shop owners and those data are collected from randomly selected 150 respondents who are in Kyi Myin Daing Township by using descriptive sampling method and Pearson Correlation. According to the findings, the results show that psychological factors influences the most on the saving behaviors among any other two factors: institutional factors and sociological factors. Among psychological factors, the emotionality on wealth that is low relative to one’s reference group and awareness of expectation for success mostly depends on their saving behaviors. Besides, financial knowledge of small shop owners fully effects to save their money. And the institutional factors has the weakest correlation with saving behaviors of small shop owners in Kyi Myin Daing Township. Their income sources and tax on consumption effects to save their money saving.
Identifier https://ecor.yueco.edu.mm/handle/123456789/145
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