{"_buckets": {"deposit": "25800d6d-b71f-483a-bd02-cf66903e92ca"}, "_deposit": {"created_by": 20, "id": "8783", "owner": "20", "owners": [20], "owners_ext": {"displayname": "", "username": ""}, "pid": {"revision_id": 0, "type": "depid", "value": "8783"}, "status": "published"}, "_oai": {"id": "oai:meral.edu.mm:recid/00008783", "sets": ["1582963436320"]}, "author_link": [], "control_number": "8783", "item_1583103067471": {"attribute_name": "Title", "attribute_value_mlt": [{"subitem_1551255647225": "The Effect of Individual and Institutional Factors on Saving Behavior of Microfinance Users in Yangon Division ( Khaing Zin Oo, 2023)", "subitem_1551255648112": "en"}]}, "item_1583103085720": {"attribute_name": "Description", "attribute_value_mlt": [{"interim": "The purpose of this study is to analyse the effect of individual and institutional\nfactors on saving behavior of microfinance users, in Yangon division. The descriptive\nstatistics and multiple regression method were mainly used. A total of 200 voluntary\nsavers from four MFIs are obtained by using Yamane (1973) formula. This samples are\nselected by using simple random sampling method. This study used both primary and\nsecondary data. The primary data were collected by structured questionnaire. Factors\nconsidered in model are individual factors (self control, motive, financial literacy and\nsocial network) and institutional factors (security, incentive, access and information).\nThe results were found that financial literacy and motive from individual perspective\nand financial security and access to finance from institutional perspective were positive\neffect on saving behavior. It is suggested that MFIs should more pay attention to raise\nthe financial literacy level of MFIs user by giving training opportunities to their clients.\nAs having individual motive for saving also influences their behavior, MFI experts\nshould learn client reasons of savings and setting goals to promote specified saving\nproducts for their choice. Finally, MFI should provide the secured and accurate saving\nservices as well as create accessible microfinance services which meet the needs of\nlocal demand for financial services."}]}, "item_1583103120197": {"attribute_name": "Files", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_access", "date": [{"dateType": "Available", "dateValue": "2023-03-07"}], "displaytype": "preview", "download_preview_message": "", "file_order": 0, "filename": "Khaing Zin Oo, EMBF - 19, 7th Batch.pdf", "filesize": [{"value": "576 KB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_0", "mimetype": "application/pdf", "size": 576000.0, "url": {"url": "https://meral.edu.mm/record/8783/files/Khaing Zin Oo, EMBF - 19, 7th Batch.pdf"}, "version_id": "71a5596e-c493-4185-8098-a6c6ecc00217"}]}, "item_1583103233624": {"attribute_name": "Thesis/dissertations", "attribute_value_mlt": [{"subitem_awarding_university": "Yangon University of Economics", "subitem_supervisor(s)": [{"subitem_supervisor": "Prof. Dr. Daw Tin Tin Htwe"}]}]}, "item_1583105942107": {"attribute_name": "Authors", "attribute_value_mlt": [{"subitem_authors": [{"subitem_authors_fullname": "Khaing Zin Oo"}]}]}, "item_1583108359239": {"attribute_name": "Upload type", "attribute_value_mlt": [{"interim": "Other"}]}, "item_1583108428133": {"attribute_name": "Publication type", "attribute_value_mlt": [{"interim": "Thesis"}]}, "item_1583159729339": {"attribute_name": "Publication date", "attribute_value": "2023-01-01"}, "item_title": "The Effect of Individual and Institutional Factors on Saving Behavior of Microfinance Users in Yangon Division ( Khaing Zin Oo, 2023)", "item_type_id": "21", "owner": "20", "path": ["1582963436320", "1582965701379"], "permalink_uri": "https://meral.edu.mm/records/8783", "pubdate": {"attribute_name": "Deposit date", "attribute_value": "2023-03-07"}, "publish_date": "2023-03-07", "publish_status": "0", "recid": "8783", "relation": {}, "relation_version_is_last": true, "title": ["The Effect of Individual and Institutional Factors on Saving Behavior of Microfinance Users in Yangon Division ( Khaing Zin Oo, 2023)"], "weko_shared_id": -1}