2024-03-28T21:13:01Z
https://meral.edu.mm/oai
oai:meral.edu.mm:recid/24
2022-03-24T23:11:32Z
1582963567848:1582969242608
user-yau
Sustainable Microfinance Performance: Improving Socioeconomic Status and Social Capital Leading to Rural Development in Myanmar
Wah Wah Htun
Theingi Myint
Cho Cho San
This study aims to explain how microfinance performances contribute the socioeconomic and social capital improvement in Myanmar rural society. Ayartaw township and Bogale township representing the dry zone and Ayeyarwady delta were selected as the study areas. Each eighty sample respondents from Myanma Agricultural Development Bank (MADB) and Private Agency Collaborating Together (PACT) were selected by purposive sampling for three villages in Ayartaw township. The same sampling procedure was conducted for five villages in Bogale township. Socioeconomic and social capital improvement of the clients was examined by using descriptive analysis. It was found that disbursing of MADB and PACT loans was respectively for agriculture and income generating activities, loans were also allocated in subsistence living requirements, education expenses and debt payment in the study areas. MADB and PACT loans help the clients respectively their works to some extent as well as their subsistence living requirements as a relief program. Both MADB and PACT clients described their satisfaction on the performances of MADB and PACT such as disbursed loan amount, interest rate and disbursing process. Suggestions on MADB are the current loan amount should cover the actual rice crop production cost and disburse for all cultivating rice areas. PACT’s schedule for collection of interest and loan should be convenient for the clients.
2017
http://hdl.handle.net/20.500.12678/0000000024
https://meral.edu.mm/records/24