2024-03-29T12:51:41Z
https://meral.edu.mm/oai
oai:meral.edu.mm:recid/1353
2021-12-13T01:15:17Z
1582963436320:1582965701379
user-yueco
FARMER KNOWLEDGE FOR CREDIT ACCESS AND FARM PRODUCTIVITY (A CASE STUDY IN MAWLAMYAINGKYUN)
KHIN NYO NYO AUNG
The purpose of this study is to examine the roles of financial providers in agricultural financing in Mawlamyine Kyun region and to explore the farmer knowledge of the important requirements to access credit from these different financial providers at this region. As a survey instrument, structured questionnaire was prepared to examine their important requirements for agriculture financing. On the other hand, the study explored the important requirements of financial providers of the farmers to borrow required agriculture credit. Sample of (127 farmers in that region) and (23 employees who are from total 6 financial providers) are randomly selected. Farmer knowledge of the important requirements is calculated by deducting farmer knowledge from the expectations of financial providers. Regarding to the important access, study focuses on the important requirements are collateral, character, capacity, capital, condition, loan size, ability, farm size, spouse knowledge whether the spouse able to manage the application of loan reasonably, membership to the association and having sales contract to the financial providers. Finance requirement of the viewpoints of all the agriculture loan providers are microfinance association and Mya Sein Yaung NGO association perceived membership is the most important requirement, whereas, private banks perceived presence of sales contract and collaterals are the most important requirement. Myanma Agriculture Development Bank (MADB) perceived collateral and presence of sales contract as very important requirements and agriculture traders perceived the presence of sales contract as important requirements. From the analysis on farmers’ knowledge requirements to obtain agriculture loan, are found as lower expectation than the expectation of the financial providers. In the last analysis of the farmer knowledge requirements to the crop production is made using regression analysis. Among the total financial providers, MFI has impact on farm performance, and farmers are also found as their policy for short term loan and small amount would not distinctly growing the paddy production.
2018
http://hdl.handle.net/20.500.12678/0000001353
https://meral.edu.mm/records/1353