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  <responseDate>2026-06-25T18:20:00Z</responseDate>
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        <identifier>oai:meral.edu.mm:recid/1382</identifier>
        <datestamp>2024-05-13T09:52:10Z</datestamp>
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          <dc:title>ACCESS TO FINANCE AND PERFORMANCE OF SMES IN YANGON ( Hlaing Moe Oo, 2019)</dc:title>
          <dc:creator>Hlaing Moe Oo</dc:creator>
          <dc:description>The purposes of this study are to analyze the effect of entrepreneurial&#13; characteristics and SMEs support environment on access to finance for SMEs in Yangon&#13; and to identify the effect of access to finance on performance of SMEs. Moreover, this&#13; study also aims to examine the moderating effect of investment behaviour on relationship&#13; between access to finance and performance of SMEs in Yangon. Based on the survey&#13; results, SME owners should have entrepreneurial mind-set and appropriate support&#13; environment for their businesses to get better experiences in access to finance. Moreover,&#13; the most of respondents have fairly level of access to finance at SMEs in Yangon which&#13; influence on performance of SMEs. It can be concluded that the performance of SMEs&#13; will be effective and efficient if SME owners can get easily access to finance. Investment&#13; behaviour has moderating effect on the relationship between access to finance and&#13; financial improvement and access to finance and non-financial improvement. Therefore,&#13; SME owners should have good investment behaviour for the development of SMEs’&#13; performance.</dc:description>
          <dc:date>2019-12-01</dc:date>
          <dc:identifier>http://hdl.handle.net/20.500.12678/0000001382</dc:identifier>
          <dc:identifier>https://meral.edu.mm/records/1382</dc:identifier>
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