2026-10-23T03:35:38Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00012355 2026-01-14T09:08:39Z 1607960099348 1607960099348:1608034815190

A STUDY OF THE IMPACT OF MICROFINANCE LOAN FROM COOPERATIVE ASSOCIATION ON MARKET VENDORS IN KYAUKPADUNG TOWNSHIP Mg Ye Htut Aung This study aimed to investigate the characteristics of loan accessibility, cooperative support services, and loan utilization among market vendors, and to analyze how these factors impact their business performance in Kyaukpadaung Township. Using a quantitative approach, data were collected from 250 market vendors who had received microfinance loans, selected through convenience sampling from the population of 1,270 vendors. Structured questionnaires gathered information on loan accessibility, utilization, cooperative support, and business performance. The results showed that the support services from cooperatives have the biggest positive effect on business performance. Loan Accessibility plays an important role in helping vendors meet their business needs by making funds available when required. When loans are easier to access, vendors are better able to address financial demands and operate more effectively. Loan Utilization is also crucial, as it reflects how well vendors use the loans they receive. When loan funds are used properly, such as for buying equipment or expanding operations, business performance improves. Cooperative Support Services have the strongest influence. Support, like training, business advice, and assistance, helps vendors make better decisions and improve their overall performance. 2025-06-02 https://meral.edu.mm/records/12355