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  <responseDate>2026-04-05T13:00:28Z</responseDate>
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        <identifier>oai:meral.edu.mm:recid/00011927</identifier>
        <datestamp>2025-10-09T06:12:18Z</datestamp>
        <setSpec>1582963436320</setSpec>
        <setSpec>1582963436320:1582965701379</setSpec>
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          <dc:title>Customer Satisfaction and Customer Retention Towards Auto Loan Service of Yoma Bank ( Su Latt Sandy, 2025)</dc:title>
          <dc:creator>Su Latt Sandy</dc:creator>
          <dc:description>The objectives of this study are to analyze the factors influencing customer
satisfaction towards auto loan service of Yoma Bank and to examine the effect of
customer satisfaction on customer retention for auto loan service of Yoma Bank. The
quantitative research method was used to analyze the findings. Both primary and
secondary data are used in this study. A sample of 96 customers was selected from a
total of 126 repeat auto loan applicants at Yoma Bank using a simple random
sampling method. The findings indicate that all four factors have a significant and
positive effect on customer satisfaction. The findings reveal that personalized service
is the strongest predictor of satisfaction, followed by loan documentation, interest
rates, and timely processing. Moreover, customer satisfaction has a significant and
positive effect on customer retention. The findings suggest clear guidance for Yoma
Bank to improve its auto loan services and build stronger customer relationships.
Yoma bank should make sure transparency by clearly communicating loan terms and
fees and enhance personalized service through staff training and dedicated
relationship managers. Strengthening customer engagement, streamlining loan
processes, and maintaining transparency can significantly improve customer
satisfaction and which in turn leads to customer retention.</dc:description>
          <dc:date>2025-06-01</dc:date>
          <dc:identifier>https://meral.edu.mm/records/11927</dc:identifier>
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