2026-04-16T01:14:09Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00011839 2025-10-03T03:38:25Z 1582963436320 1582963436320:1582965701379

Effect of Loan Portfolio Management Practices on Financial Performance at UAB Bank (May Myat Thaw, 2025) May Myat Thaw The study aimed to examine the loan portfolio management practice effect on the financial performance of uab Bank. By employing quantitative research method, the study attempts to achieve this objective. Primary data was collected through structured questionnaires distributed to 92 respondents selected through simple random sampling from employees working in the Corporate Banking, SME Banking, and Consumer Banking departments of uab Bank. The study found that most employees have a high perception of the loan portfolio management practices. According to the regression analysis, loan portfolio management had a significant effect on the financial performance of uab Bank. Among the practices, credit risk management had the largest effect, followed by loan portfolio planning, loan monitoring, and loan appraisal in improving financial performance. Since credit risk management made the largest contribution to financial performance, the bank should ensure to implement clear policies for managing default risk and diversify its loan portfolio to minimize concentration risk across specific sectors and borrower segments. 2025-06-01 https://meral.edu.mm/records/11839