2026-05-30T17:58:31Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00009000 2023-08-14T06:21:09Z 1607959986665 1607959986665:1608033528288

DETERMINANTS OF SAVING BEHAVIOR AMONG GOVERNMENT STAFF IN THANLYIN TOWNSHIP Zue Zue Aung Hnin Wuttyi Ei Ei Phyoe Saving is an important behavior that can promote economic growth and development. There are few constraints to saving of the government staff since they receive insufficient salary and other income. The objectives of this study is to determine the relationship between saving behavior and financial literacy, peer influence and self-control among government staff in Thanlyin Township. The samples comprised of (350) staff in academic and administration departments of the government offices in Thanlyin Township. This study is based on collection of primary data. SPSS software was used for Pearson Correlations and Multiple Regression Analysis. The study reveals that financial literacy and self-control has the positive relationship with the saving behavior, peer influence has the weakest correlation with saving behavior. The Government should provide more incentives and opportunities to save by offering wide range of instruments. 2023-03-01 https://meral.edu.mm/records/9000