2026-10-24T10:49:44Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00008520 2024-09-05T04:36:27Z 1582963436320 1582963436320:1582965701379

The Effect of Credit Management Practices on Bank Performance (Case Study on Myanmar Oriential Bank-MOB) (Wai Lynn, 2022) Wai Lynn The main objectives of the study are to identify the credit management practices of MOB Bank and to examine the effect of credit management practices on performance of MOB Bank. This research used both primary data and secondary data. The primary data is collected by using structured questionnaires and used descriptive analysis. The questionnaires have been distributed to 200 employees out of 500 employees (40% of population size). The questionnaires are distributed through respondents who are chosen from the top and middle-level management of Head Office and branches using a simple random sampling method. Multiple Regression Analysis is used to know the effect of credit management practices on performance of MOB Bank. According to the result, the three credit management practices (collection policy, client appraisal and credit risk control) positively and significantly affect the performance of MOB Bank. Credit terms are not effect on performance of bank. This study recommends that MOB Bank can enhance its credit practices by creating profile assessment database of prospective and current borrowers and guarantors who can help to minimize non-performing loan and hence it can improve its bank performance. This study concludes that credit management practices have a great extent to promote the performance of MOB Bank thus it may drive to gain competitive position in the industry. 2022-10-01 https://meral.edu.mm/records/8520