2026-04-14T22:10:39Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00008318 2024-05-27T03:52:47Z 1582963436320 1582963436320:1582965763232

Impact of Microcredit on Living Standards in Suburb Area (Tin Kyawt Kyawt Aye, 2022) Tin Kyawt Kyawt Aye Low-Cost Housing plays an important role in response to housing needs of low-income and middle-income households. The objectives of the study are to identify the socioeconomic and microcredit factors and to explore the influencing factors of living standards among micro-credit users in suburb area at Shwe Lin Pan Low-Cost Housing. Two stage sampling technique and logistic regression analysis were applied to explore the significant factors of occupation, loan amount and loan repayment. The overall percentage classification indicates that the improvement of living standards predicted correctly. The binary logistic regression analysis shows that observed occupation of company staff is significant and negatively associated with the improvement of living standards. In this area, the most of the company staff are working at garment factories and their income are depending on day and night shift. So that not stabled monthly income. Government staff occupation is positively associated with the improvement of living standards and significant on improvement of living standards. The government staffs’ monthly income is stability to pay loan repayment regularly. The coefficient of loan repayment is significant when influence of holding other independent variables because of monthly installment is lower amount, so that households can get extra money such as saving, buying assets, education, health and expenditure. 2022-07-01 https://meral.edu.mm/records/8318